Etico Group Limited

Reference number: 581197

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 30 July 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Last known address

    c/o Phil Stone and Philip David Nunney, of Begbies Traynor (SY) LLP, 3rd Floor, Westfield House, 60 Charter Row, Sheffield, S1 3FZ, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode S1 3FZ
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Other names (32)

If you were contacted under any of these names, it is this firm.

  • carclaimexperts.co.uk Trading name
  • carclaimsoffice.co.uk Trading name
  • carloanrefund.co.uk Trading name
  • Castillo Cyber Trading name
  • Castillo Home Trading name
  • Castillo Motor Trading name
  • Castillo Travel Trading name
  • checkyourcarfinance.co.uk Trading name
  • claimsoffice.co.uk Trading name
  • Etico Claims Trading name
  • Etico PBA Trading name
  • Etico PPI Trading name
  • Mortgage Claims Experts Trading name
  • PBAwise Trading name
  • pcpclaimexperts.co.uk Trading name
  • pcpclaimsexpert.com Trading name
  • Plevin Claims Trading name
  • Plevin PPI Trading name
  • PPIwise Trading name
  • recovercarfinance.co.uk Trading name
  • M & W Solutions Limited Former name
  • BH Claim Former trading name
  • Compensation Wise Former trading name
  • HB Claim Former trading name
  • LB Money Back Former trading name
  • M & W Solutions Former trading name
  • NW Money Back Former trading name
  • pcpclaims.com Former trading name
  • pcpclaimsexpert.co.uk Former trading name
  • PPI Check Former trading name
  • PPI Plus Former trading name
  • Store Card Money Back Former trading name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company as dissolved.
  • This company has insolvency history on record.
Company number
05942713
Company status
Dissolved
Company type
Private limited company
Incorporated
21 September 2006 (20 years old)
Registered office
Suite 500 Unit 2 94a Wycliffe Road, Northampton, NN1 5JF
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Patrick Johnathan Mcminn Director Nov 1964 21 Sep 2006 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2022Full accountsNot audited

Net assets

£763k

−39% from £1.25m

Cash at bank

£40.6k

−22% from £52.1k

Employees (average)

59

−27% from 81

Owed within a year

£1.34m

+125% from £593k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05942713. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Etico Group’s history from the FCA register and Companies House, newest first.

Key events (12) All events (61)

2026

30 July 2026

  • Company dissolved
  • No longer regulated by the FCA
  • Stopped being authorised by the FCA

Companies House · FCA register

2019

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2017

19 October 2017

  • Christopher John Walton stopped being a part-owner
  • Karen McMinn became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Christopher John Walton became a part-owner (25–50% of shares)
  • Patrick McMinn became a part-owner (25–50% of shares)

Companies House

2015

23 March 2015

  • Changed its registered name from "M & W Solutions Limited"

FCA register

2013

31 July 2013

  • Regulated by the FCA from this date

FCA register

2012

11 September 2012

  • Regulated by the Claims Management Regulator from this date

FCA register

2006

21 September 2006

  • Incorporated at Companies House

Companies House

In the full report: all 61 events

  • All 61 events in its history (12 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Etico Group

Other FCA-listed firms that share a director, phone number or address with Etico Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4
past link
1

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Get the full report on Etico Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 1 background check on its contact details
  • All 61 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Etico Group Limited FCA authorised?
No. Etico Group Limited (FRN 581197) is still listed on the FCA register, but the record is closed: no longer authorised.
Is Etico Group a scam or clone?
Etico Group is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Etico Group?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Etico Group has no cover, because it is no longer permitted to carry it out.
Who owns Etico Group?
Companies House lists 2 people with significant control of Etico Group: Mrs Karen McMinn (25–50% of shares) and Mr Patrick McMinn (25–50% of shares). Before that, it was controlled by Mr Christopher John Walton.
Who runs Etico Group?
Companies House lists one director of Etico Group: Patrick Johnathan McMinn.
How long has Etico Group been in business?
The company was formed on 21 September 2006. Companies House now lists it as dissolved.
What do Etico Group’s latest accounts show?
Its latest accounts, to 30 September 2022, show net assets of £763k (−39% from £1.25m) and cash at bank of £40.6k (−22% from £52.1k).
Does Etico Group use any other names?
It trades as carclaimexperts.co.uk, carclaimsoffice.co.uk, carloanrefund.co.uk, Castillo Cyber and Castillo Home, and 15 more names. It has previously used 12 other names, including M & W Solutions Limited, BH Claim and Compensation Wise.

Sources and links

The full report on Etico Group Limited

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