European Study Tours Limited

Reference number: 493317

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • European Study Tours Limited (FRN 493317) is an AR of DAVID ROBERTS & PARTNERS (INSURANCE BROKERS) LIMITED (FRN 143840). When you use European Study Tours's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from European Study Tours, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When euro-study-tours.co.uk first appeared online, and whether it can receive email
  • What kind of line 01992 512870 is
  • Who else gives the postcode FY4 5LW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PGL Beyond Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through David Roberts & Partners (Insurance Brokers) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 August 1984 (42 years old)
Registered office
Discovery House, Brooklands Way Whitehills Drive, Whitehills Business Park, Blackpool, Lancashire, FY4 5LW, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Gerald Jones Director Aug 1973 26 Mar 2020 90 other companies
Nicole Sarah Graff Director Jul 1989 28 Jan 2025 18 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
90
closed down
72
are FCA-registered
2

In the full report: all 90 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 18 companies these 2 directors run together
  • All 23 people who have ever been directors, with their dates
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Key dates in its history

European Study Tours’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Hb Education Limited took control (75–100% of shares)

Companies House

2009

1 January 2009

  • Became an appointed representative

FCA register

1984

8 August 1984

  • Incorporated at Companies House

Companies House

In the full report: all 46 events

  • All 46 events in its history (3 shown here)
  • Every director appointment and resignation: 42
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Firms connected to European Study Tours

Other FCA-listed firms that share a director, phone number or address with European Study Tours. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
2
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like European Study Tours

Other firms of the same type (insurance broker), nearest first.

In Blackpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on European Study Tours

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 90 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 46 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is European Study Tours Limited FCA authorised?
European Study Tours Limited (FRN 493317) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for European Study Tours?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. European Study Tours Limited (FRN 493317) is an AR of DAVID ROBERTS & PARTNERS (INSURANCE BROKERS) LIMITED (FRN 143840). When you use European Study Tours's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from European Study Tours, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is European Study Tours’ phone number and website?
The FCA register lists the phone number 01992 512870 and the website euro-study-tours.co.uk for European Study Tours. If you were given different contact details, use these to check with the firm before going any further.
Is European Study Tours a scam or clone?
European Study Tours is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with European Study Tours?
Protection works through David Roberts & Partners (Insurance Brokers) Limited, the principal firm responsible for European Study Tours's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns European Study Tours?
European Study Tours is owned by Hb Education Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs European Study Tours?
Companies House lists 2 directors of European Study Tours: Anthony Gerald Jones and Nicole Sarah Graff.
How long has European Study Tours been in business?
The company was formed on 8 August 1984.
Does European Study Tours use any other names?
It trades as PGL Beyond.

Sources and links

The full report on European Study Tours Limited

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