Everyday People Financial Solutions Limited
Reference number: 708669
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Everyday People Financial Solutions Limited, 9 George Square, Floor 7, Glasgow, G2 1DY, United Kingdom
In the full report: 3 background checks
- When pay.myepfs.com first appeared online, and whether it can receive email
- What kind of line 0141 846 0765 is
- Who else gives the postcode G2 1DY
Other names (19)
If you were contacted under any of these names, it is this firm.
- EP Trading name: A name it trades under now.
- EP Financial Trading name: A name it trades under now.
- EP Financial Solutions Trading name: A name it trades under now.
- EPFS Trading name: A name it trades under now.
- Everyday People Trading name: A name it trades under now.
- Everyday People Financial Trading name: A name it trades under now.
- arvato Financial Solutions Limited Former name: A name it was registered under before.
- Arvato Regulatory Services Limited Former name: A name it was registered under before.
- aFS Former trading name: A name it used to trade under.
- arvato Former trading name: A name it used to trade under.
- arvato Financial Solutions Former trading name: A name it used to trade under.
- Assisted Probate Services Former trading name: A name it used to trade under.
- BCW Former trading name: A name it used to trade under.
- BCW Group Former trading name: A name it used to trade under.
- Buchanan Clarke and Wells Former trading name: A name it used to trade under.
- Cougar Financial Services Former trading name: A name it used to trade under.
- Credit Solutions Former trading name: A name it used to trade under.
- CSL Former trading name: A name it used to trade under.
- Red Castle Recoveries Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Arranging (bringing about) deals in investments
- Credit Broking
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
- Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
- Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC223606 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 September 2001 (25 years old)
- Registered office
- 9 George Square, Glasgow, G2 1DY, United Kingdom
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Stewart Storrie | Director | Mar 1980 | 1 Feb 2019 | None |
| Graham Rankin | Director | Nov 1970 | 31 Oct 2023 | None |
| Barry Thomas Brotherston | Director | May 1975 | 29 Oct 2024 | 2 other companies |
| Allan Scullion | Director | Oct 1967 | 29 Oct 2024 | 2 other companies |
| Alasdair Calderwood Skeoch | Director | Jul 1968 | 29 Oct 2024 | 4 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- are FCA-registered
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 3 companies these 5 directors run together
- All 29 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
−£161k
Up £10.1m from −£10.2m
Total equity
£1.67m
No earlier figure to compare
Cash at bank
£440k
−78% from £2.04m
Owed within a year
£2.71m
+4% from £2.61m
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £8.64m, for the year to 31 December 2023.
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC223606. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Everyday People Financial Solutions’s history from the FCA register and Companies House, newest first.
2023
18 December 2023
- Changed its registered name from "Arvato Financial Solutions Limited"
FCA register
31 October 2023
- Bertelsmann UK Limited gave up control
- Bpo Collections Ltd took control (75–100% of shares)
Companies House
2018
1 October 2018
- Changed its registered name from "Arvato Regulatory Services Limited"
FCA register · Companies House
3 January 2018
- Changed its registered name from "arvato Financial Solutions Limited"
FCA register
2016
20 June 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
6 April 2016
- Bertelsmann UK Limited took control (75–100% of shares)
Companies House
2001
24 September 2001
- Incorporated at Companies House
Companies House
In the full report: all 91 events
- All 91 events in its history (9 shown here)
- Every director appointment and resignation: 51
Firms connected to Everyday People Financial Solutions
Other FCA-listed firms that share a director, phone number or address with Everyday People Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3)
- Who links each one: the named directors, with dates
Firms like Everyday People Financial Solutions
Other firms of the same type (insurance broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Everyday People Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- All 91 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk