Evolve Financial Services (Scotland) Ltd

Reference number: 793208

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When evolve-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 315 0091 is
  • Who else gives the postcode EH4 2NR
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Bridging Loans Scotland Trading name: A name it trades under now.
  • Evolve Financial Services Trading name: A name it trades under now.
  • The Will Adviser Trading name: A name it trades under now.
  • Evolve Equity Release Former trading name: A name it used to trade under.
  • Mortgage-ology Former trading name: A name it used to trade under.
  • Referral Centre Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • support@evolvefinancialservicesltd.com
Fake websites (1)
  • evolvefinancialservicesltd.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 May 2017 (9 years old)
Registered office
30 Leslie Road, Aberdeen, AB24 4EP, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Alastair Stuart Main Director Mar 1975 9 Mar 2020 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Turnover

£135k

Not compared: the previous accounts cover a different length of time

Profit before tax

£15.1k

Not compared: the previous accounts cover a different length of time

Net assets

£75

Up £46 from £29

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC566173. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Evolve Financial Services (Scotland)’s history from the FCA register and Companies House, newest first.

2026

1 January 2026

  • Nicola Anne Lawrie Main stopped being a part-owner

Companies House

2021

9 March 2021

  • Alastair Stuart Main took control (75–100% of shares)

Companies House

2020

23 September 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

3 January 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

17 May 2017

  • Incorporated at Companies House
  • Nicola Anne Lawrie Main became a part-owner (25–50% of shares)

Companies House

In the full report: all 22 events

  • All 22 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms like Evolve Financial Services (Scotland)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Evolve Financial Services (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Evolve Financial Services (Scotland) Ltd FCA authorised?
Yes, Evolve Financial Services (Scotland) Ltd (FRN 793208) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Evolve Financial Services (Scotland)’s phone number and website?
The FCA register lists the phone number 0131 315 0091 and the website evolve-financial.co.uk for Evolve Financial Services (Scotland). If you were given different contact details, use these to check with the firm before going any further.
Is Evolve Financial Services (Scotland) a scam or clone?
Scammers have impersonated Evolve Financial Services (Scotland): the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Evolve Financial Services (Scotland), shown on this page.
Is my money safe with Evolve Financial Services (Scotland)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Evolve Financial Services (Scotland) to the Financial Ombudsman Service, free of charge.
Who owns Evolve Financial Services (Scotland)?
Companies House lists one person with significant control of Evolve Financial Services (Scotland): Mr Alastair Stuart Main (75–100% of shares). Before that, it was controlled by Mrs Nicola Anne Lawrie Main.
Who runs Evolve Financial Services (Scotland)?
Companies House lists one director of Evolve Financial Services (Scotland): Alastair Stuart Main.
How long has Evolve Financial Services (Scotland) been in business?
The company was formed on 17 May 2017, and has held its current FCA authorisation since January 2018.
What do Evolve Financial Services (Scotland)’s latest accounts show?
Its latest accounts, to 31 May 2025, show turnover of £135k (not compared: the previous accounts cover a different length of time) and profit before tax of £15.1k (not compared: the previous accounts cover a different length of time).
Does Evolve Financial Services (Scotland) use any other names?
It trades as Bridging Loans Scotland, Evolve Financial Services and The Will Adviser. It has previously used 3 other names: Evolve Equity Release, Mortgage-ology and Referral Centre.

Sources and links

The full report on Evolve Financial Services (Scotland) Ltd

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