Evolve Lifetime Ltd

Reference number: 823876

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When evolvelifetime.co.uk first appeared online, and whether it can receive email
  • What kind of line 07534 600845 is
  • Who else gives the postcode IP13 0RP
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11398412
Company status
Active
Company type
Private limited company
Incorporated
5 June 2018 (8 years old)
Registered office
Foresters Dallinghoo Road, Wickham Market, Woodbridge, IP13 0RP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Caulfield Director Jan 1969 5 Jun 2018 None
Jane Ellen Caulfield Secretary Not published 27 Jun 2024 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£15.3k

−66% from £44.8k

Employees (average)

2

Same as 2

Owed within a year

£10.7k

−20% from £13.5k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11398412. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Evolve Lifetime’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2024

28 June 2024

  • Jane Ellen Caulfield became a part-owner (25–50% of shares)
  • Jason Robert Blunden stopped being a part-owner

Companies House

2019

21 March 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

5 June 2018

  • Incorporated at Companies House
  • Jason Robert Blunden became a part-owner (25–50% of shares)
  • Paul Caulfield became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Evolve Lifetime

Other firms of the same type (mortgage adviser or broker), nearest first.

In Woodbridge

Commercial Finance Brokers UK LimitedWoodbridgeAuthorisedDo Mortgages LimitedWoodbridgeAuthorisedKeystone Imc LimitedWoodbridgeAuthorisedMortgage Now UK LimitedWoodbridgeAuthorisedBR Needham Financial Services LimitedWoodbridgeAppointed representativeCfb Global LtdWoodbridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Evolve Lifetime

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Evolve Lifetime Ltd FCA authorised?
Yes, Evolve Lifetime Ltd (FRN 823876) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Evolve Lifetime’s phone number and website?
The FCA register lists the phone number 07534 600845 and the website evolvelifetime.co.uk for Evolve Lifetime. If you were given different contact details, use these to check with the firm before going any further.
Is Evolve Lifetime a scam or clone?
Evolve Lifetime is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Evolve Lifetime?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Evolve Lifetime to the Financial Ombudsman Service, free of charge.
Who owns Evolve Lifetime?
Companies House lists 2 people with significant control of Evolve Lifetime: Mr Paul Caulfield (25–50% of shares) and Mrs Jane Ellen Caulfield (25–50% of shares). Before that, it was controlled by Mr Jason Robert Blunden.
Who runs Evolve Lifetime?
Companies House lists one director of Evolve Lifetime: Paul Caulfield.
How long has Evolve Lifetime been in business?
The company was formed on 5 June 2018, and has held its current FCA authorisation since March 2019.
What do Evolve Lifetime’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £15.3k (−66% from £44.8k).

Sources and links

The full report on Evolve Lifetime Ltd

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