Excelsior Vita Financial Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 July 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

excelsiorvita.com (opens in a new tab)
Phone number

07979 156653
Address

Liverpool Road Studios, Studio 18, 113 Liverpool Road, Crosby, Liverpool, Merseyside, L23 5TD, United Kingdom

In the full report: 3 background checks

When excelsiorvita.com first appeared online, and whether it can receive email
What kind of line 07979 156653 is
Who else gives the postcode L23 5TD

Other names (2)

If you were contacted under any of these names, it is this firm.

Excelsior Vita Trading name: A name it trades under now.
Sponza Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (14 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Dealing in investments as agent
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12107576 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 July 2019 (7 years old)
Registered office: Office 18 Liverpool Road Studios, 113 Liverpool Road, Crosby, Liverpool, L23 5TD, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Elliot Lacken	Director	Oct 1988	17 Jul 2019	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£5,000

Same as £5,000

Employees (average)

0

Same as 0

Owed within a year

£0

No earlier figure to compare

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12107576. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Excelsior Vita Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2020

12 February 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

17 July 2019

Incorporated at Companies House
Elliot Lacken took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Excelsior Vita Financial Services

Other FCA-listed firms that share a director, phone number or address with Excelsior Vita Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same postcode (5)
Who links each one: the named directors, with dates

Firms like Excelsior Vita Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Liverpool

A & B Financial LtdLiverpoolAuthorised Absolute Mortgage Solutions LtdLiverpoolAuthorised Chris CassidyLiverpoolAuthorised Dorothy Killen T/A Smart Move MortgagesLiverpoolAuthorised Equation Financial Services LtdLiverpoolAuthorised Forbes Securities Ltd.LiverpoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Excelsior Vita Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 8 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Excelsior Vita Financial Services Ltd FCA authorised?

Yes, Excelsior Vita Financial Services Ltd (FRN 911649) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Excelsior Vita Financial Services’ phone number and website?

The FCA register lists the phone number 07979 156653 and the website excelsiorvita.com for Excelsior Vita Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Excelsior Vita Financial Services a scam or clone?

Excelsior Vita Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Excelsior Vita Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Excelsior Vita Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Excelsior Vita Financial Services?

Companies House lists one person with significant control of Excelsior Vita Financial Services: Mr Elliot Lacken (75–100% of shares).

Who runs Excelsior Vita Financial Services?

Companies House lists one director of Excelsior Vita Financial Services: Elliot Lacken.

How long has Excelsior Vita Financial Services been in business?

The company was formed on 17 July 2019, and has held its current FCA authorisation since February 2020.

What do Excelsior Vita Financial Services’ latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £5,000 (same as £5,000).

Does Excelsior Vita Financial Services use any other names?

It trades as Excelsior Vita and Sponza.