Expacare Limited
Reference number: 134284
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Expacare Ltd, Unit 3, Bracknell Enterprise Centre, Bracknell, Bracknell Forest, RG12 1NF, United Kingdom
In the full report: 3 background checks
- When expacare.com first appeared online, and whether it can receive email
- What kind of line 01344 233950 is
- Who else gives the postcode RG12 1NF
Other names (9)
If you were contacted under any of these names, it is this firm.
- Airlife Insurance Services Limited Former name: A name it was registered under before.
- Jardine Financial Consultants Limited Former name: A name it was registered under before.
- JLT Corporate Risks & Services Limited Former name: A name it was registered under before.
- JLT Healthcare Ltd Former name: A name it was registered under before.
- Expacare Insurance Services Former trading name: A name it used to trade under.
- Law Society Services Former trading name: A name it used to trade under.
- Pharmoney Former trading name: A name it used to trade under.
- RICS Financial Services Former trading name: A name it used to trade under.
- Vetsure Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01524095 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 October 1980 (46 years old)
- Registered office
- Bracknell Enterprise Centrer Bracknell Enterprise Centre, Easthampstead Road, Bracknell, RG12 1NF, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Beverly Anne Irene Cook | Director | Aug 1965 | 1 Oct 2006 | 6 other companies |
| Tony Alan Ratliff | Director | Jan 1961 | 20 Jun 2017 | None |
| Beverly Anne Irene Cook | Secretary | Not published | 31 May 2017 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 3
- still active
- 3
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 25 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£427k
+2.2% from £418k
Cash at bank
£212k
+2.3% from £207k
Owed within a year
£127k
+39% from £91.7k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 01524095. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Expacare’s history from the FCA register and Companies House, newest first.
2020
23 March 2020
- Health International Group Limited gave up control
Companies House
2017
1 June 2017
- Health International Group Limited took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2006
5 July 2006
- Changed its registered name from "JLT Healthcare Ltd"
FCA register
2001
1 December 2001
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
24 July 2001
- Changed its registered name from "Airlife Insurance Services Limited"
FCA register
1999
6 January 1999
- Changed its registered name from "Jardine Financial Consultants Limited"
- Changed its registered name from "JLT Corporate Risks & Services Limited"
FCA register
1994
23 December 1994
- Regulated by the Personal Investment Authority from this date
FCA register
1980
23 October 1980
- Incorporated at Companies House
Companies House
In the full report: all 70 events
- All 70 events in its history (11 shown here)
- Every director appointment and resignation: 46
Firms connected to Expacare
Other FCA-listed firms that share a director, phone number or address with Expacare. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Expacare
Other firms of the same type (insurance broker), nearest first.
In Bracknell
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Expacare
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 70 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Who runs Expacare?
How long has Expacare been in business?
What do Expacare’s latest accounts show?
Does Expacare use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk