Expert Lending Three Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for under a year
No FCA actions
Active company since 2026

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

75 Grosvenor Street, W1K 3JS, United Kingdom

In the full report: 1 background check

Who else gives the postcode W1K 3JS

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16945726 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 January 2026 (less than a year old)
Registered office: Langley House, 53 Theobald Street, Borehamwood, Hertfordshire, WD6 4RT, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alexandra Azrak	Director	Jun 1987	6 Jan 2026	3 other companies
Bruce Howard Burkitt	Director	May 1971	6 Jan 2026	13 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 3
are FCA-registered: 3

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 3 companies these 2 directors run together

Key dates in its history

Expert Lending Three’s history from the FCA register and Companies House, newest first.

2026

28 July 2026

Registered with the FCA

FCA register

6 January 2026

Incorporated at Companies House
Expert Lending Limited took control (75–100% of shares)
Alexandra Azrak appointed as a director
Bruce Howard Burkitt appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Expert Lending Three

Other FCA-listed firms that share a director, phone number or address with Expert Lending Three. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 3
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: shared directors (3), the same postcode (5)
Who links each one: the named directors, with dates

Get the full report on Expert Lending Three

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
1 background check on its contact details
All 5 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Expert Lending Three Limited FCA authorised?

Expert Lending Three Limited (FRN 1055700) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Expert Lending Three a scam or clone?

Expert Lending Three is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Expert Lending Three?

Money you hand to Expert Lending Three is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Expert Lending Three?

Expert Lending Three is owned by Expert Lending Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 January 2026.

Who runs Expert Lending Three?

Companies House lists 2 directors of Expert Lending Three: Alexandra Azrak and Bruce Howard Burkitt.

How long has Expert Lending Three been in business?

The company was formed on 6 January 2026.