Express Appliances Limited

Reference number: 681272

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When expressappliances.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 794905 is
  • Who else gives the postcode CO7 7RU
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FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 January 2015 (11 years old)
Registered office
820 The Crescent, Colchester Business Park, Colchester, Essex, CO4 9YQ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Dow Director Jul 1968 16 Jan 2015 None
Matthew Dow Director Sep 1991 5 Apr 2016 1 other company
Russell Dow Director Sep 1965 5 Apr 2016 1 other company
Alistair Gorbutt Director May 1991 14 Apr 2016 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£426k

+45% from £293k

Cash at bank

£277k

+20% from £230k

Owed within a year

£514k

+14% from £452k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09393182. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Express Appliances’s history from the FCA register and Companies House, newest first.

2025

6 April 2025

  • Matthew Dow stopped being a part-owner
  • Russell Dow stopped being a part-owner
  • Sarah Dow stopped being a part-owner

Companies House

2016

1 July 2016

  • Matthew Dow became a part-owner (25–50% of shares)
  • Russell Dow became a part-owner (25–50% of shares)
  • Sarah Dow became a part-owner (25–50% of shares)

Companies House

2015

15 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

16 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Get the full report on Express Appliances

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Express Appliances Limited FCA authorised?
Yes, Express Appliances Limited (FRN 681272) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015. The FCA has placed no limits on its permissions.
What is Express Appliances’ phone number and website?
The FCA register lists the phone number 01206 794905 and the website expressappliances.co.uk for Express Appliances. If you were given different contact details, use these to check with the firm before going any further.
Is Express Appliances a scam or clone?
Express Appliances is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Express Appliances?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Express Appliances handles your money, so check the specific product before you commit. You can also refer complaints about Express Appliances to the Financial Ombudsman Service, free of charge.
Who owns Express Appliances?
Companies House lists no one with significant control of Express Appliances now. Before that, it was controlled by Mr Matthew Dow, Mr Russell Dow and Mrs Sarah Dow.
Who runs Express Appliances?
Companies House lists 4 directors of Express Appliances: Sarah Dow, Matthew Dow, Russell Dow and Alistair Gorbutt.
How long has Express Appliances been in business?
The company was formed on 16 January 2015, and has held its current FCA authorisation since April 2015.
What do Express Appliances’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £426k (+45% from £293k) and cash at bank of £277k (+20% from £230k).

Sources and links

The full report on Express Appliances Limited

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