Extracover Limited

Reference number: 757871

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When zego.com first appeared online, and whether it can receive email
  • What kind of line 020 3308 9800 is
  • Who else gives the postcode EC3M 1HD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Zego Trading name
  • Tego Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10128841
Company status
Active
Company type
Private limited company
Incorporated
18 April 2016 (10 years old)
Registered office
Second Floor, 30-40 Eastcheap, London, EC3M 1HD, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Sten Saar Director Feb 1986 5 May 2016 2 other companies
Maria Louise Leighton Director Jul 1976 16 Dec 2025 19 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
13
are FCA-registered
4

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

Extracover’s history from the FCA register and Companies House, newest first.

Key events (10) All events (25)

2020

1 June 2020

  • Harry Franks no longer has significant control
  • Sten Saar no longer has significant control

Companies House

2 March 2020

  • Balderton Capital General Partner Vi Slp no longer has significant control

Companies House

2018

10 July 2018

  • Balderton Capital General Partner Vi Slp gained significant control
  • Extracover Holdings Limited took control (75–100% of shares)

Companies House

2017

1 March 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

30 June 2016

  • Harry Franks gained significant control
  • Sten Saar gained significant control

Companies House

18 April 2016

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (10 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Extracover

Other FCA-listed firms that share a director, phone number or address with Extracover. A link shows who the firm is tied to, not whether either can be trusted.

past links
4

In the full report: all 0 connected firms, named

  • 4 past links through former directors
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Firms like Extracover

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Extracover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history

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Frequently asked questions about this firm

Is Extracover Limited FCA authorised?
Yes, Extracover Limited (FRN 757871) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Extracover’s phone number and website?
The FCA register lists the phone number 020 3308 9800 and the website zego.com for Extracover. If you were given different contact details, use these to check with the firm before going any further.
Is Extracover a scam or clone?
Extracover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Extracover?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Extracover to the Financial Ombudsman Service, free of charge.
Who owns Extracover?
Extracover is owned by Extracover Holdings Limited, which holds 75–100% of shares, since 10 July 2018. Before that, it was controlled by Balderton Capital General Partner Vi Slp, Harry Franks and Sten Saar.
Who runs Extracover?
Companies House lists 2 directors of Extracover: Sten Saar and Maria Louise Leighton.
How long has Extracover been in business?
The company was formed on 18 April 2016, and has held its current FCA authorisation since March 2017.
Does Extracover use any other names?
It trades as Zego. It has previously used the name Tego.

Sources and links

The full report on Extracover Limited

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