F.Twells & Sons Limited

Reference number: 523423

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • F.Twells & Sons Limited (FRN 523423) is an AR of Itc Compliance Limited (FRN 313486). When you use F.Twells & Sons's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from F.Twells & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When twells.co.uk first appeared online, and whether it can receive email
  • What kind of line 01526 860221 is
  • Who else gives the postcode LN4 4AU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Twells of Billinghay Trading name: A name it trades under now.
  • F.Twells & Sons Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 December 1975 (50 years old)
Registered office
49 High St, Billinghay, Lincoln, LN4 4AU
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Marjorie Twells Director May 1948 14 Nov 2001 1 other company
Sarah Jane Short Director Mar 1983 14 Nov 2001 2 other companies
Daniel Short Director Jan 1981 25 Nov 2016 None
John Twells Director Oct 1944 Not published 2 other companies
Marjorie Twells Secretary Not published Not published 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

F.Twells & Sons’s history from the FCA register and Companies House, newest first.

2025

23 July 2025

  • John Twells stopped being a part-owner

Companies House

2023

31 May 2023

  • Marjorie Twells stopped being a part-owner
  • Sarah Jane Short became a part-owner (25–50% of shares)

Companies House

2016

1 July 2016

  • John Twells became a part-owner (25–50% of shares)
  • Marjorie Twells became a part-owner (25–50% of shares)

Companies House

2014

31 October 2014

  • Changed its registered name from "F.Twells & Sons Ltd"

FCA register

2010

6 May 2010

  • Became an appointed representative

FCA register

1975

22 December 1975

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to F.Twells & Sons

Other FCA-listed firms that share a director, phone number or address with F.Twells & Sons. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like F.Twells & Sons

Other firms of the same type (car dealer), nearest first.

In Lincoln

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on F.Twells & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history

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Frequently asked questions about this firm

Is F.Twells & Sons Limited FCA authorised?
F.Twells & Sons Limited (FRN 523423) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for F.Twells & Sons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. F.Twells & Sons Limited (FRN 523423) is an AR of Itc Compliance Limited (FRN 313486). When you use F.Twells & Sons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from F.Twells & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is F.Twells & Sons’ phone number and website?
The FCA register lists the phone number 01526 860221 and the website twells.co.uk for F.Twells & Sons. If you were given different contact details, use these to check with the firm before going any further.
Is F.Twells & Sons a scam or clone?
F.Twells & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with F.Twells & Sons?
Protection works through Itc Compliance Limited, the principal firm responsible for F.Twells & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns F.Twells & Sons?
Companies House lists one person with significant control of F.Twells & Sons: Mrs Sarah Jane Short (25–50% of shares). Before that, it was controlled by Mrs Marjorie Twells and Mr John Twells.
Who runs F.Twells & Sons?
Companies House lists 4 directors of F.Twells & Sons: Marjorie Twells, Sarah Jane Short, Daniel Short and John Twells.
How long has F.Twells & Sons been in business?
The company was formed on 22 December 1975.
Does F.Twells & Sons use any other names?
It trades as Twells of Billinghay. It has previously used the name F.Twells & Sons Ltd.

Sources and links

The full report on F.Twells & Sons Limited

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