F.W. Spilsbury Limited

Reference number: 981815

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • F.W. Spilsbury Limited (FRN 981815) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use F.W. Spilsbury's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from F.W. Spilsbury, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01684 892777

  • Address

    12 Upper Howsell Road, Malvern, Worcestershire, WR14 1TL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01684 892777 is
  • Who else gives the postcode WR14 1TL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 January 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
David Thomas Spilsbury Director Jun 1936 12 Jan 2004 None
Georgia Spilsbury Director Jan 1984 1 Jan 2019 None
Johanne Susan Minton Secretary Not published 12 Jan 2004 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 5 April 2026Small company accountsNot audited

Net assets

£1.58m

+2.5% from £1.54m

Cash at bank

£554k

−7.5% from £598k

Employees (average)

11

Same as 11

Owed within a year

£96.3k

+17% from £82.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05012241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

F.W. Spilsbury’s history from the FCA register and Companies House, newest first.

2022

25 August 2022

  • Became an appointed representative

FCA register

2019

1 January 2019

  • Georgia Spilsbury appointed as a director

Companies House

2016

6 April 2016

  • David Thomas Spilsbury became a part-owner (25–50% of shares)
  • Douglas Brian Dale became a part-owner (25–50% of shares)
  • Johanne Susan Minton became a part-owner (25–50% of shares)

Companies House

2004

12 January 2004

  • Incorporated at Companies House
  • David Thomas Spilsbury appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like F.W. Spilsbury

Other firms of the same type (funeral director), nearest first.

In the Worcester (WR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on F.W. Spilsbury

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is F.W. Spilsbury Limited FCA authorised?
F.W. Spilsbury Limited (FRN 981815) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for F.W. Spilsbury?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. F.W. Spilsbury Limited (FRN 981815) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use F.W. Spilsbury's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from F.W. Spilsbury, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is F.W. Spilsbury’s phone number?
The FCA register lists the phone number 01684 892777 for F.W. Spilsbury. If you were given different contact details, use these to check with the firm before going any further.
Is F.W. Spilsbury a scam or clone?
F.W. Spilsbury is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with F.W. Spilsbury?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for F.W. Spilsbury's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns F.W. Spilsbury?
Companies House lists 3 people with significant control of F.W. Spilsbury: David Thomas Spilsbury (25–50% of shares), Mr Douglas Brian Dale (25–50% of shares) and Johanne Susan Minton (25–50% of shares).
Who runs F.W. Spilsbury?
Companies House lists 2 directors of F.W. Spilsbury: David Thomas Spilsbury and Georgia Spilsbury.
How long has F.W. Spilsbury been in business?
The company was formed on 12 January 2004.
What do F.W. Spilsbury’s latest accounts show?
Its latest accounts, to 5 April 2026, show net assets of £1.58m (+2.5% from £1.54m) and cash at bank of £554k (−7.5% from £598k).

Sources and links

The full report on F.W. Spilsbury Limited

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