Face 2 Face Financial Services South West Limited

Reference number: 455145

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Face 2 Face Financial Services South West Limited (FRN 455145) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Face 2 Face Financial Services South West's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Face 2 Face Financial Services South West, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When f2ffs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01208 832999 is
  • Who else gives the postcode PL30 5HF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Face 2 Face Financial Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06389066
Company status
Active
Company type
Private limited company
Incorporated
3 October 2007 (19 years old)
Registered office
Wtr House Truro Road, Lanivet, Bodmin, Cornwall, PL30 5HF, England
Nature of business
  • Security and commodity contracts dealing activities (SIC 66120)

Directors and company secretaries

Name Role Born Appointed Other companies
Jamie Northcott Director Feb 1966 3 Oct 2007 None
Andrew Parkes Director Sep 1968 31 Dec 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£2,907

−48% from £5,560

Cash at bank

£50.4k

+35% from £37.4k

Employees (average)

3

Same as 3

Owed within a year

£52.2k

+54% from £33.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06389066. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2024

31 December 2024

  • Andy Parkes stopped being a part-owner

Companies House

2016

6 April 2016

  • Andy Parkes became a part-owner (25–50% of shares)
  • Jamie Northcott took control (75–100% of shares)

Companies House

2008

10 January 2008

  • Changed its registered name from "Face 2 Face Financial Services"

FCA register

2007

3 October 2007

  • Incorporated at Companies House

Companies House

2006

26 July 2006

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Similar firms

Other firms of the same type (financial adviser), nearest first.

In Bodmin

Strategy Wealth UK LtdBodminAppointed representativeCarlton Smith Financial Planning LtdBodminAuthorisedDemelza Financial Planning LimitedBodminAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Face 2 Face Financial Services South West Limited FCA authorised?
Face 2 Face Financial Services South West Limited (FRN 455145) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Face 2 Face Financial Services South West?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Face 2 Face Financial Services South West Limited (FRN 455145) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Face 2 Face Financial Services South West's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Face 2 Face Financial Services South West, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Face 2 Face Financial Services South West’s phone number and website?
The FCA register lists the phone number 01208 832999 and the website f2ffs.co.uk for Face 2 Face Financial Services South West. If you were given different contact details, use these to check with the firm before going any further.
Is Face 2 Face Financial Services South West a scam or clone?
Face 2 Face Financial Services South West is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Face 2 Face Financial Services South West?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Face 2 Face Financial Services South West's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Face 2 Face Financial Services South West?
Companies House lists one person with significant control of Face 2 Face Financial Services South West: Mr Jamie Northcott (75–100% of shares). Before that, it was controlled by Mr Andy Parkes.
Who runs Face 2 Face Financial Services South West?
Companies House lists 2 directors of Face 2 Face Financial Services South West: Jamie Northcott and Andrew Parkes.
How long has Face 2 Face Financial Services South West been in business?
The company was formed on 3 October 2007.
What do Face 2 Face Financial Services South West’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2,907 (−48% from £5,560) and cash at bank of £50.4k (+35% from £37.4k).
Does Face 2 Face Financial Services South West use any other names?
It trades as Face 2 Face Financial Services.

Sources and links

The full report on Face 2 Face Financial Services South West Limited

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