Face to Face Mortgage Solutions Ltd

Reference number: 474627

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Face to Face Mortgage Solutions Ltd (FRN 474627) is an AR of Christopher Shaw (FRN 301880). When you use Face to Face Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Face to Face Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01709 877250

  • Address

    3 Oxford Mews, Wath-upon-dearne, Rotherham, South Yorkshire, S63 7GA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01709 877250 is, and the 3 other firms that give it
  • Who else gives the postcode S63 7GA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Christopher Shaw, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FACE TO FACE MORTGAGE SOLUTIONS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
2 July 2007 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Shaw Director May 1961 2 Jul 2007 8 other companies
Christopher John Shaw Secretary Not published 1 May 2009 8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
are FCA-registered
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£294

Down £892 from £598

Cash at bank

£766

−30% from £1,102

Employees (average)

0

Same as 0

Owed within a year

£1,060

Up £556 from £504

Net assets are negative: on its last balance sheet the company owed £294 more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06298974. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Face to Face Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2016

5 July 2016

  • Christopher John Shaw took control (75–100% of shares)

Companies House

2007

1 November 2007

  • Became an appointed representative

FCA register

2 July 2007

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Face to Face Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Face to Face Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Face to Face Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rotherham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Face to Face Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Face to Face Mortgage Solutions Ltd FCA authorised?
Face to Face Mortgage Solutions Ltd (FRN 474627) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Face to Face Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Face to Face Mortgage Solutions Ltd (FRN 474627) is an AR of Christopher Shaw (FRN 301880). When you use Face to Face Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Face to Face Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Face to Face Mortgage Solutions’ phone number?
The FCA register lists the phone number 01709 877250 for Face to Face Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Face to Face Mortgage Solutions a scam or clone?
Face to Face Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Face to Face Mortgage Solutions?
Protection works through Christopher Shaw, the principal firm responsible for Face to Face Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Face to Face Mortgage Solutions?
Companies House lists one person with significant control of Face to Face Mortgage Solutions: Mr Christopher John Shaw (75–100% of shares).
Who runs Face to Face Mortgage Solutions?
Companies House lists one director of Face to Face Mortgage Solutions: Christopher John Shaw.
How long has Face to Face Mortgage Solutions been in business?
The company was formed on 2 July 2007.
What do Face to Face Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£294 (down £892 from £598) and cash at bank of £766 (−30% from £1,102).

Sources and links

The full report on Face to Face Mortgage Solutions Ltd

£19.99 · Instant PDF download

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