Fair for You Enterprise CIC
Reference number: 719715
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 8, Elm Court, Meriden Business Park, Copse Drive, Coventry, West Midlands, CV5 9RG, United Kingdom
In the full report: 3 background checks
- When fairforyou.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 433 0739 is
- Who else gives the postcode CV5 9RG
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09798014 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 28 September 2015 (11 years old)
- Registered office
- Unit 8 Elm Court Meriden Business Park, Copse Drive, Coventry, CV5 9RG, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Howard Ashley Bell | Director | Aug 1964 | 23 Jun 2017 | 10 other companies |
| Emma Goodwin | Director | Oct 1987 | 20 Aug 2018 | 1 other company |
| Uma Cresswell | Director | Jul 1966 | 1 Feb 2021 | 4 other companies |
| Simon Dukes | Director | Sep 1965 | 1 Oct 2021 | 1 other company |
| Ali Chaudhry | Director | Oct 1972 | 24 Jan 2024 | None |
| Kumaran Adithyan | Director | Jan 1983 | 22 May 2025 | None |
| Mark Alexander Trenavin Body | Director | Nov 1968 | 1 Aug 2025 | 8 other companies |
| Christopher Stephen Bennett | Secretary | Not published | 21 Dec 2015 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 23
- closed down
- 5
- went insolvent
- 2
In the full report: all 23 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 1 company these 7 directors run together
- All 19 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£867k
No earlier figure to compare
Cash at bank
£74.3k
No earlier figure to compare
Employees (average)
19
No earlier figure to compare
Owed within a year
£1.52m
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £867k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09798014. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fair for You Enterprise CIC’s history from the FCA register and Companies House, newest first.
2015
26 November 2015
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
28 September 2015
- Incorporated at Companies House
Companies House
In the full report: all 38 events
- All 38 events in its history (5 shown here)
- Every director appointment and resignation: 31
Firms connected to Fair for You Enterprise CIC
Other FCA-listed firms that share a director, phone number or address with Fair for You Enterprise CIC. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Fair for You Enterprise CIC
Other firms of the same type (lender), nearest first.
In Coventry
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fair for You Enterprise CIC
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 23 other companies its directors have run, named
- 3 background checks on its contact details
- All 38 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Fair for You Enterprise CIC been in business?
What do Fair for You Enterprise CIC’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk