Fair Mortgages Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 11 years
Protected through the principal
No FCA actions

Responsible principal firm

Fair Investment Company Limited Reference number: 192852 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Fair Mortgages Limited (FRN 671767) is an AR of Fair Investment Company Limited (FRN 192852). When you use Fair Mortgages's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Fair Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0117 332 3389
Address

Office 10, 2 Portland Street, Clifton, Bristol, Somerset, BS8 4JH, United Kingdom

In the full report: 2 background checks

What kind of line 0117 332 3389 is
Who else gives the postcode BS8 4JH

Other names (2)

If you were contacted under any of these names, it is this firm.

Richmond Private Finance Former trading name: A name it used to trade under.
www.Richmondpf.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Fair Investment Company Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Fair Mortgages’s history from the FCA register and Companies House, newest first.

Key events (1) All events (5)

2015

16 February 2015

Became an appointed representative

FCA register

In the full report: all 5 events

All 5 events in its history (1 shown here)

Firms connected to Fair Mortgages

Other FCA-listed firms that share a director, phone number or address with Fair Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Fair Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Advise and Protect LimitedBristolAppointed representative Alko Mortgages LtdBristolAppointed representative Alternative Business Funding LimitedBristolAppointed representative Amar SinghBristolAppointed representative Amberley Financial Services LimitedBristolAppointed representative Andy Rooke Financial Consultancy LimitedBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fair Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 5 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fair Mortgages Limited FCA authorised?

Fair Mortgages Limited (FRN 671767) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Fair Mortgages?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fair Mortgages Limited (FRN 671767) is an AR of Fair Investment Company Limited (FRN 192852). When you use Fair Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fair Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Fair Mortgages’ phone number?

The FCA register lists the phone number 0117 332 3389 for Fair Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Fair Mortgages a scam or clone?

Fair Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Fair Mortgages?

Protection works through Fair Investment Company Limited, the principal firm responsible for Fair Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does Fair Mortgages use any other names?

It has previously used 2 other names: Richmond Private Finance and www.Richmondpf.co.uk.