Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
17 Croft Drive, Moreton, Wirral, Cheshire, CH46 0QS, United Kingdom
In the full report: 2 background checks
- What kind of line 07938 390102 is
- Who else gives the postcode CH46 0QS
Other names (3)
If you were contacted under any of these names, it is this firm.
- Snap-on Trading name: A name it trades under now.
- Snap-on Diagnostics Trading name: A name it trades under now.
- Snap-on Tools Trading name: A name it trades under now.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14796732 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 April 2023 (3 years old)
- Registered office
- Craven House 32 Lee Lane, Horwich, Bolton, BL6 7BY, England
- Nature of business
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- Other retail sale not in stores, stalls or markets (SIC 47990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joseph William Fairclough | Director | Jun 1984 | 12 Apr 2023 | None |
| Claire Louise Fairclough | Director | Aug 1988 | 1 Sep 2023 | None |
| Claire Louise Fairclough | Secretary | Not published | 12 Apr 2023 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£9,697
+39% from £6,982
Cash at bank
£30.5k
−15% from £35.8k
Employees (average)
2
Same as 2
Owed within a year
£95.2k
+39% from £68.7k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14796732. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fairclough J’s history from the FCA register and Companies House, newest first.
2023
21 June 2023
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
12 April 2023
- Incorporated at Companies House
- Joseph William Fairclough took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like Fairclough J
Other firms of the same type (lender), nearest first.
In Wirral
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fairclough J
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk