Fairey Associates Limited

Reference number: 481350

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When faireyassociates.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 319 0005 is
  • Who else gives the postcode CO5 9SE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Annuity for Life Former trading name: A name it used to trade under.
  • Fairey Direct Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • nichola@faireysassociates.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 March 2008 (18 years old)
Registered office
Mayfield Farm Hungerdown Lane, Ardleigh, Colchester, Essex, CO7 7LZ
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Edward James Fairey Director Feb 1973 14 Mar 2008 2 other companies
Jennifer Louise Hughes Director Oct 1979 1 Sep 2012 2 other companies
Paul Nicholas Richardson Director Dec 1977 1 Jun 2025 None
Emma Rose Hatherley Director May 1981 1 Jun 2025 1 other company
Leigh Smith Director Jan 1988 1 Jun 2025 None
Jennifer Louise Hughes Secretary Not published 29 May 2008 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.64m

−27% from £2.23m

Cash at bank

£1.27m

+14% from £1.11m

Employees (average)

40

+21% from 33

Owed within a year

£448k

+40% from £320k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06535124. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fairey Associates’s history from the FCA register and Companies House, newest first.

2024

12 February 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

31 March 2018

  • Jennifer Louise Hughes became a part-owner (25–50% of shares)

Companies House

2016

1 May 2016

  • Edward James Fairey became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

1 May 2008

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register · Companies House

14 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Fairey Associates

Other FCA-listed firms that share a director, phone number or address with Fairey Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Fairey Associates

Other firms of the same type (financial adviser), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fairey Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fairey Associates Limited FCA authorised?
Yes, Fairey Associates Limited (FRN 481350) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2008 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Fairey Associates’ phone number and website?
The FCA register lists the phone number 0345 319 0005 and the website faireyassociates.co.uk for Fairey Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Fairey Associates a scam or clone?
Scammers have impersonated Fairey Associates: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Fairey Associates, shown on this page.
Is my money safe with Fairey Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fairey Associates to the Financial Ombudsman Service, free of charge.
Who owns Fairey Associates?
Companies House lists 2 people with significant control of Fairey Associates: Ms Jennifer Louise Hughes (25–50% of shares) and Mr Edward James Fairey (25–50% of shares).
Who runs Fairey Associates?
Companies House lists 5 directors of Fairey Associates: Edward James Fairey, Jennifer Louise Hughes, Paul Nicholas Richardson, Emma Rose Hatherley and Leigh Smith.
How long has Fairey Associates been in business?
The company was formed on 14 March 2008, and has held its current FCA authorisation since May 2008.
What do Fairey Associates’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.64m (−27% from £2.23m) and cash at bank of £1.27m (+14% from £1.11m).
Does Fairey Associates use any other names?
It has previously used 2 other names: Annuity for Life and Fairey Direct.

Sources and links

The full report on Fairey Associates Limited

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