Fairweather Insurance Services Limited

Reference number: 308845

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fairweatherinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01753 882222 is
  • Who else gives the postcode SL9 0NP
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01089241
Company status
Active
Company type
Private limited company
Incorporated
1 January 1973 (53 years old)
Registered office
Chalfont Hall, Gravel Hill, Chalfont St Peter, Bucks, SL9 0NP
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Samuel Upton Director Dec 1965 14 Jul 1995 3 other companies
Jon Richard Senior Director Jan 1978 1 Feb 2007 2 other companies
Kevin Mark Fell Director Apr 1976 31 Dec 2025 3 other companies
Kirsty Jill Fell Director Nov 1981 31 Dec 2025 5 other companies
John Samuel Upton Secretary Not published 31 Mar 1999 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
1
are FCA-registered
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 3 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£231k

−63% from £619k

Cash at bank

£2,112

−97% from £69.6k

Employees (average)

25

Same as 25

Owed within a year

£42.4k

+23% from £34.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01089241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fairweather Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (23)

2025

28 February 2025

  • We Held On 3 Ltd took control (75–100% of shares)
  • We'Re Holding On Limited gave up control

Companies House

2018

12 October 2018

  • We'Re Holding On Limited took control (75–100% of shares)

Companies House

2016

30 June 2016

  • John Samuel Upton gained significant control
  • John Samuel Upton no longer has significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1973

1 January 1973

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Fairweather Insurance Services

Other FCA-listed firms that share a director, phone number or address with Fairweather Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Fairweather Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Gerrards Cross

Coppergate Insurance Services LimitedGerrards CrossAuthorisedMJS Health LimitedGerrards CrossAppointed representativeHibernian Brokers (L&P) LtdGerrards CrossAppointed representativeRock Pool Consultancy LtdGerrards CrossAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fairweather Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fairweather Insurance Services Limited FCA authorised?
Yes, Fairweather Insurance Services Limited (FRN 308845) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Fairweather Insurance Services’ phone number and website?
The FCA register lists the phone number 01753 882222 and the website fairweatherinsurance.co.uk for Fairweather Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Fairweather Insurance Services a scam or clone?
Fairweather Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fairweather Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fairweather Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Fairweather Insurance Services?
Fairweather Insurance Services is owned by We Held On 3 Ltd, which holds 75–100% of shares, since 28 February 2025. Before that, it was controlled by Mr John Samuel Upton and We'Re Holding On Limited.
Who runs Fairweather Insurance Services?
Companies House lists 4 directors of Fairweather Insurance Services: John Samuel Upton, Jon Richard Senior, Kevin Mark Fell and Kirsty Jill Fell.
How long has Fairweather Insurance Services been in business?
The company was formed on 1 January 1973, and has held its current FCA authorisation since January 2005.
What do Fairweather Insurance Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £231k (−63% from £619k) and cash at bank of £2,112 (−97% from £69.6k).

Sources and links

The full report on Fairweather Insurance Services Limited

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