Fallon & Sayers Limited

Reference number: 182705

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fallon & Sayers Limited (FRN 182705) is an AR of HARVEST ASSOCIATES LIMITED (FRN 629749). When you use Fallon & Sayers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fallon & Sayers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0114 243 9333

  • Address

    9 Shepcote Office Village, 333 Shepcote Lane, Sheffield, South Yorkshire, S9 1TG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0114 243 9333 is
  • Who else gives the postcode S9 1TG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Harvest Associates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 December 1996 (29 years old)
Registered office
9 Shepcote Office Village, Shepcote Lane, Sheffield, South Yorkshire, S9 1TG
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip David Garner Director Feb 1964 14 Aug 2000 1 other company
Leslie Cunningham Director Jul 1951 1 Feb 2003 3 other companies
Philip David Garner Secretary Not published 6 May 2012 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£43.7k

+8.6% from £40.2k

Cash at bank

£65.8k

+14% from £58.0k

Employees (average)

5

−17% from 6

Owed within a year

£26.6k

+20% from £22.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03288345. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fallon & Sayers’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Fallon & Sayers (Holdings) Limited became the majority owner (50–75% of shares)

Companies House

1996

20 December 1996

  • Became an appointed representative

FCA register

5 December 1996

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (3 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Fallon & Sayers

Other FCA-listed firms that share a director, phone number or address with Fallon & Sayers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fallon & Sayers

Other firms of the same type (financial adviser), nearest first.

In Sheffield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fallon & Sayers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fallon & Sayers Limited FCA authorised?
Fallon & Sayers Limited (FRN 182705) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fallon & Sayers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fallon & Sayers Limited (FRN 182705) is an AR of HARVEST ASSOCIATES LIMITED (FRN 629749). When you use Fallon & Sayers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fallon & Sayers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fallon & Sayers’ phone number?
The FCA register lists the phone number 0114 243 9333 for Fallon & Sayers. If you were given different contact details, use these to check with the firm before going any further.
Is Fallon & Sayers a scam or clone?
Fallon & Sayers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fallon & Sayers?
Protection works through Harvest Associates Limited, the principal firm responsible for Fallon & Sayers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fallon & Sayers?
Fallon & Sayers is owned by Fallon & Sayers (Holdings) Limited, which holds 50–75% of shares and 50–75% of votes, since 6 April 2016.
Who runs Fallon & Sayers?
Companies House lists 2 directors of Fallon & Sayers: Philip David Garner and Leslie Cunningham.
How long has Fallon & Sayers been in business?
The company was formed on 5 December 1996.
What do Fallon & Sayers’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £43.7k (+8.6% from £40.2k) and cash at bank of £65.8k (+14% from £58.0k).

Sources and links

The full report on Fallon & Sayers Limited

£19.99 · Instant PDF download

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