Family Finance Limited

Reference number: 705451

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When familyfinanceltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01495 717171 is
  • Who else gives the postcode NP22 3DN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Family Vision Trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Administering a regulated mortgage contract
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00525612
Company status
Active
Company type
Private limited company
Incorporated
11 November 1953 (72 years old)
Registered office
93 Commercial St, Tredegar, Gwent, NP22 3DN
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert William Hopkins Director Mar 1978 4 Apr 2014 1 other company
Alexander Marc Wilkins Director May 1992 2 Dec 2019 4 other companies
Wayne Hugo Harvey Director Mar 1960 17 Jun 2020 None
Chas Lewis Monk Director Jun 1988 1 Oct 2020 3 other companies
Harry James Phillips Director Apr 1991 20 Jun 2023 3 other companies
Hazel Margaret Bradbury Director Dec 1972 13 Aug 2024 2 other companies
Adrian John Attwood Dally Director Oct 1966 1 Oct 2026 2 other companies
Jeffrey Ross Phillips Director Oct 1958 Not published 2 other companies
Alexander Marc Wilkins Secretary Not published 2 Dec 2019 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
still active
9
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 4 companies these 8 directors run together
  • All 22 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£12.3m

−4% from £12.9m

Cash at bank

£1.31m

+106% from £636k

Employees (average)

48

Same as 48

Owed within a year

£14.2m

−23% from £18.5m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00525612. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Family Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (40)

2024

24 October 2024

  • David Guy Phillips stopped being a part-owner
  • Jeffrey Ross Phillips stopped being the majority owner
  • Phillips Family Investments Limited took control (75–100% of shares)

Companies House

2016

30 June 2016

  • David Guy Phillips became a part-owner (25–50% of shares)
  • Jeffrey Ross Phillips became the majority owner (50–75% of shares)

Companies House

7 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1953

11 November 1953

  • Incorporated at Companies House

Companies House

In the full report: all 40 events

  • All 40 events in its history (8 shown here)
  • Every director appointment and resignation: 29
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Firms connected to Family Finance

Other FCA-listed firms that share a director, phone number or address with Family Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Family Finance

Other firms of the same type (lender), nearest first.

In Tredegar

Valleys Finance LimitedTredegarAuthorised

In the Newport (NP) postcode area

Avid & Gem Acquisitions LimitedNewportAuthorisedBron Afon Community Housing LimitedCwmbranAuthorisedDafydd BarnesBlackwoodAuthorisedNeil Keith ProsserBlackwoodAuthorisedParc Golf ClubNewportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Family Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 40 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Family Finance Limited FCA authorised?
Yes, Family Finance Limited (FRN 705451) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Family Finance’s phone number and website?
The FCA register lists the phone number 01495 717171 and the website familyfinanceltd.co.uk for Family Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Family Finance a scam or clone?
Family Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Family Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Family Finance to the Financial Ombudsman Service, free of charge.
Who owns Family Finance?
Family Finance is owned by Phillips Family Investments Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 October 2024. Before that, it was controlled by Mr Jeffrey Ross Phillips and Mr David Guy Phillips.
Who runs Family Finance?
Companies House lists 8 directors of Family Finance: Robert William Hopkins, Alexander Marc Wilkins, Wayne Hugo Harvey, Chas Lewis Monk, Harry James Phillips, Hazel Margaret Bradbury and 2 more.
How long has Family Finance been in business?
The company was formed on 11 November 1953, and has held its current FCA authorisation since March 2016.
What do Family Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £12.3m (−4% from £12.9m) and cash at bank of £1.31m (+106% from £636k).
Does Family Finance use any other names?
It trades as Family Vision.

Sources and links

The full report on Family Finance Limited

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