Fannan & Scott Limited

Reference number: 728888

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When northernservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 01355 241333 is
  • Who else gives the postcode G75 0ZY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Northern Services Trading name
  • Fanna & Scott Limited Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC095594
Company status
Active
Company type
Private limited company
Incorporated
18 October 1985 (41 years old)
Registered office
Unit 3 Langlands Gate, East Kilbride, Glasgow, G75 0ZY
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
John Gordon Clements Director May 1951 1 Sep 1998 5 other companies
Richard John Clements Director Nov 1975 1 Nov 2004 4 other companies
Diane Elizabeth Clements Director Aug 1953 21 Mar 2005 3 other companies
Steven William Clements Director Jan 1984 4 Jan 2008 3 other companies
Diane Elizabeth Clements Secretary Not published 2 Aug 2002 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 4 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£169k

+29% from £131k

Cash at bank

£88.7k

−4.5% from £92.8k

Employees (average)

8

No earlier figure to compare

Owed within a year

£310k

−26% from £421k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC095594. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fannan & Scott’s history from the FCA register and Companies House, newest first.

Key events (7) All events (18)

2022

20 September 2022

  • Changed its registered name from "Fanna & Scott Limited"

FCA register

2019

17 July 2019

  • John Gordon Clements gave up control
  • Northern Services Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • John Gordon Clements took control (75–100% of shares)

Companies House

2015

28 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1985

18 October 1985

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (7 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Fannan & Scott

Other FCA-listed firms that share a director, phone number or address with Fannan & Scott. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Fannan & Scott

Other firms of the same type (credit broker), nearest first.

In Glasgow

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fannan & Scott

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Fannan & Scott Limited FCA authorised?
Yes, Fannan & Scott Limited (FRN 728888) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Fannan & Scott’s phone number and website?
The FCA register lists the phone number 01355 241333 and the website northernservices.co.uk for Fannan & Scott. If you were given different contact details, use these to check with the firm before going any further.
Is Fannan & Scott a scam or clone?
Fannan & Scott is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fannan & Scott?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Fannan & Scott handles your money, so check the specific product before you commit. You can also refer complaints about Fannan & Scott to the Financial Ombudsman Service, free of charge.
Who owns Fannan & Scott?
Fannan & Scott is owned by Northern Services Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 17 July 2019. Before that, it was controlled by Mr John Gordon Clements.
Who runs Fannan & Scott?
Companies House lists 4 directors of Fannan & Scott: John Gordon Clements, Richard John Clements, Diane Elizabeth Clements and Steven William Clements.
How long has Fannan & Scott been in business?
The company was formed on 18 October 1985, and has held its current FCA authorisation since December 2015.
What do Fannan & Scott’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £169k (+29% from £131k) and cash at bank of £88.7k (−4.5% from £92.8k).
Does Fannan & Scott use any other names?
It trades as Northern Services. It has previously used the name Fanna & Scott Limited.

Sources and links

The full report on Fannan & Scott Limited

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