FARE Mortgages Ltd

Reference number: 1000075

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FARE Mortgages Ltd (FRN 1000075) is an AR of First Complete Limited (FRN 435779). When you use FARE Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FARE Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07889 289266

  • Address

    32 Kingsbury Road, Coundon, Coventry, CV6 1PU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07889 289266 is
  • Who else gives the postcode CV6 1PU
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14908692
Company status
Active
Company type
Private limited company
Incorporated
1 June 2023 (3 years old)
Registered office
Fulford House, Newbold Terrace, Leamington Spa, Warwickshire, CV32 4EA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jamie Stuart Martin-Boulton Director Sep 1987 1 Jun 2023 1 other company
Matthew Charles Naish Director Jun 1979 1 Jul 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£373

−97% from £11.6k

Employees (average)

1

Same as 1

Owed within a year

£12.3k

+37% from £8,955

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14908692. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FARE Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2026

1 July 2026

  • Matthew Charles Naish became a part-owner (25–50% of shares)

Companies House

2023

25 July 2023

  • Became an appointed representative

FCA register

1 June 2023

  • Incorporated at Companies House
  • Jamie Stuart Martin-Boulton became the majority owner (50–75% of shares)
  • Karen Martin-Boulton became a part-owner (25–50% of shares)
  • Karen Martin-Boulton stopped being a part-owner

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to FARE Mortgages

Other FCA-listed firms that share a director, phone number or address with FARE Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like FARE Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Coventry

Amanda SinfieldCoventryAppointed representativeBalwant KhairaCoventryAppointed representativeBarnacle Home Finance LimitedCoventryAppointed representativeBizfirst LtdCoventryAppointed representativeBradley Taylor Mortgage Services LtdCoventryAppointed representativeColin McCabeCoventryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FARE Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is FARE Mortgages Ltd FCA authorised?
FARE Mortgages Ltd (FRN 1000075) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FARE Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FARE Mortgages Ltd (FRN 1000075) is an AR of First Complete Limited (FRN 435779). When you use FARE Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from FARE Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is FARE Mortgages’ phone number?
The FCA register lists the phone number 07889 289266 for FARE Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is FARE Mortgages a scam or clone?
FARE Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FARE Mortgages?
Protection works through First Complete Limited, the principal firm responsible for FARE Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns FARE Mortgages?
Companies House lists 2 people with significant control of FARE Mortgages: Mr Jamie Stuart Martin-Boulton (50–75% of shares) and Mr Matthew Charles Naish (25–50% of shares). Before that, it was controlled by Mrs Karen Martin-Boulton.
Who runs FARE Mortgages?
Companies House lists 2 directors of FARE Mortgages: Jamie Stuart Martin-Boulton and Matthew Charles Naish.
How long has FARE Mortgages been in business?
The company was formed on 1 June 2023.
What do FARE Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £373 (−97% from £11.6k).

Sources and links

The full report on FARE Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…