Farrell Financial Limited

Reference number: 406001

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Farrell Financial Limited (FRN 406001) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Farrell Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Farrell Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8669 9938

  • Address

    5 Northwood Road, Carshalton Beeches, Surrey, SM5 3JA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8669 9938 is
  • Who else gives the postcode SM5 3JA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Farrell Independent Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04618196
Company status
Active
Company type
Private limited company
Incorporated
16 December 2002 (23 years old)
Registered office
Tk House,, 69 Banstead Road, Carshalton, Surrey, SM5 3NP, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Brendan Andrew Farrell Director Sep 1968 24 Mar 2003 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£95

Down £229 from £324

Cash at bank

£9,385

Up £9,379 from £6

Employees (average)

4

Same as 4

Owed within a year

£13.8k

−12% from £15.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04618196. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Farrell Financial’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Brendan Andrew Farrell became a part-owner (25–50% of shares)

Companies House

2015

21 December 2015

  • Changed its registered name from "Farrell Independent Limited"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

2003

24 March 2003

  • Brendan Andrew Farrell appointed as a director

Companies House

2002

16 December 2002

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Farrell Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Sutton (SM) postcode area

Alan Kenneth CottageCarshaltonAppointed representativeAminmohamed Habib KotadiaWallingtonAppointed representativeDogan Muharrem TosunCarshaltonAppointed representativeIdeal Mortgage Advice LtdCarshaltonAppointed representativeKetheeskumaran SivakolunthuSuttonAppointed representativePark Grove Mortgages LtdBansteadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Farrell Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Farrell Financial Limited FCA authorised?
Farrell Financial Limited (FRN 406001) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Farrell Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Farrell Financial Limited (FRN 406001) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Farrell Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Farrell Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Farrell Financial’s phone number?
The FCA register lists the phone number 020 8669 9938 for Farrell Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Farrell Financial a scam or clone?
Farrell Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Farrell Financial?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Farrell Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Farrell Financial?
Companies House lists one person with significant control of Farrell Financial: Mr Brendan Andrew Farrell (25–50% of shares).
Who runs Farrell Financial?
Companies House lists one director of Farrell Financial: Brendan Andrew Farrell.
How long has Farrell Financial been in business?
The company was formed on 16 December 2002.
What do Farrell Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £95 (down £229 from £324) and cash at bank of £9,385 (up £9,379 from £6).
Does Farrell Financial use any other names?
It has previously used the name Farrell Independent Limited.

Sources and links

The full report on Farrell Financial Limited

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