Fayth Health Ltd

Reference number: 1008820

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WPA Healthcare Practice Plc Reference number: 757721 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FAYTH HEALTH LTD (FRN 1008820) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use FAYTH HEALTH's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FAYTH HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wpa.org.uk first appeared online, and whether it can receive email
  • What kind of line 07977 241906 is
  • Who else gives the postcode MK46 4AJ
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15408707
Company status
Active
Company type
Private limited company
Incorporated
12 January 2024 (2 years old)
Registered office
6 Paxton Close, Olney, MK46 5PR, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Joanna Elizabeth Fay Director May 1982 12 Jan 2024 2 other companies
Steve Fay Director Feb 1976 12 Jan 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£1,768

Up £882 from £886

Cash at bank

£16.9k

+336% from £3,873

Employees (average)

2

Same as 2

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15408707. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fayth Health’s history from the FCA register and Companies House, newest first.

2024

27 March 2024

  • Became an appointed representative

FCA register

12 January 2024

  • Incorporated at Companies House
  • Joanna Elizabeth Fay became a part-owner (25–50% of shares)
  • Steve Fay became a part-owner (25–50% of shares)
  • Joanna Elizabeth Fay appointed as a director
  • Steve Fay appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Fayth Health

Other firms of the same type (insurance broker), nearest first.

In Olney

Jarden Murphy LtdOlneyAppointed representative

In the Milton Keynes (MK) postcode area

Scania Finance Great Britain LimitedMilton KeynesAppointed representativeConnells ResidentialMilton KeynesAppointed representativeA J Mobility LtdMilton KeynesAppointed representativeAccessible Insurance Services LTDMilton KeynesAppointed representativeAccord Insurance Brokers LtdMilton KeynesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fayth Health

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fayth Health Ltd FCA authorised?
Fayth Health Ltd (FRN 1008820) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fayth Health?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fayth Health Ltd (FRN 1008820) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Fayth Health's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fayth Health, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fayth Health’s phone number and website?
The FCA register lists the phone number 07977 241906 and the website wpa.org.uk/stevefay for Fayth Health. If you were given different contact details, use these to check with the firm before going any further.
Is Fayth Health a scam or clone?
Fayth Health is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fayth Health?
Protection works through WPA Healthcare Practice PLC, the principal firm responsible for Fayth Health's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fayth Health?
Companies House lists 2 people with significant control of Fayth Health: Mr Steve Fay (25–50% of shares) and Mrs Joanna Elizabeth Fay (25–50% of shares).
Who runs Fayth Health?
Companies House lists 2 directors of Fayth Health: Joanna Elizabeth Fay and Steve Fay.
How long has Fayth Health been in business?
The company was formed on 12 January 2024.
What do Fayth Health’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £1,768 (up £882 from £886) and cash at bank of £16.9k (+336% from £3,873).

Sources and links

The full report on Fayth Health Ltd

£19.99 · Instant PDF download

Loading secure checkout…