FBR SEED Limited

Reference number: 915005

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fbrseed.com first appeared online, and whether it can receive email
  • What kind of line 01573 224381 is
  • Who else gives the postcode TD5 7AP
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Credit Broking
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC623341
Company status
Active
Company type
Private limited company
Incorporated
5 March 2019 (7 years old)
Registered office
Academy House, Shedden Park Road, Kelso, TD5 7AL, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee-Joan Armitage Director Jun 1971 26 Jun 2019 None
Richard Anthony Armitage Director Aug 1969 26 Jun 2019 4 other companies
Robert Forrest Director Nov 1963 26 Jun 2019 5 other companies
David Alastair Creagh Platt Director Mar 1970 26 Jun 2019 1 other company
David Archibald Seed Director Dec 1961 26 Jun 2019 14 other companies
Sandra Jane Seed Director Oct 1961 26 Jun 2019 8 other companies
Stewart Seed Director Nov 1990 19 Apr 2022 1 other company
Frances Reid Director Nov 1972 1 Feb 2023 None
Sarah Diana Mason Director Sep 1981 1 Feb 2023 None
Jennifer Elizabeth Douglas Director May 1984 1 Feb 2023 None
Christine Elizabeth Nisbet Director Jun 1981 21 Jul 2025 None
Olivia Alice Seed Director Feb 1995 1 Feb 2026 None

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
4
is FCA-registered
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 10 companies these 12 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£604k

+27% from £478k

Cash at bank

£82.3k

+26% from £65.5k

Employees (average)

23

−23% from 30

Owed within a year

£385k

−66% from £1.14m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC623341. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fbr Seed’s history from the FCA register and Companies House, newest first.

Key events (7) All events (28)

2020

27 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

26 June 2019

  • David Archibald Seed gave up control
  • David Archibald Seed took control (75–100% of shares)
  • Morton Fraser Trustees Limited gave up control

Companies House

5 March 2019

  • Incorporated at Companies House
  • Morton Fraser Trustees Limited took control (75–100% of shares)

Companies House

In the full report: all 28 events

  • All 28 events in its history (7 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Fbr Seed

Other FCA-listed firms that share a director, phone number or address with Fbr Seed. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Fbr Seed

Other firms of the same type (credit broker), nearest first.

In Kelso

francis brian littleKelsoAuthorisedFrank GibsonKelsoSee the registerJohn Barr MauchlenKelsoAuthorisedAplin Smile LimitedKelsoAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fbr Seed

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is FBR SEED Limited FCA authorised?
Yes, FBR SEED Limited (FRN 915005) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Fbr Seed’s phone number and website?
The FCA register lists the phone number 01573 224381 and the website fbrseed.com for Fbr Seed. If you were given different contact details, use these to check with the firm before going any further.
Is Fbr Seed a scam or clone?
Fbr Seed is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fbr Seed?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Fbr Seed handles your money, so check the specific product before you commit. You can also refer complaints about Fbr Seed to the Financial Ombudsman Service, free of charge.
Who owns Fbr Seed?
Companies House lists no one with significant control of Fbr Seed now. Before that, it was controlled by Mr David Archibald Seed and Morton Fraser Trustees Limited.
Who runs Fbr Seed?
Companies House lists 12 directors of Fbr Seed: Lee-Joan Armitage, Richard Anthony Armitage, Robert Forrest, David Alastair Creagh Platt, David Archibald Seed, Sandra Jane Seed and 6 more.
How long has Fbr Seed been in business?
The company was formed on 5 March 2019, and has held its current FCA authorisation since March 2020.
What do Fbr Seed’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £604k (+27% from £478k) and cash at bank of £82.3k (+26% from £65.5k).

Sources and links

The full report on FBR SEED Limited

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