Feel Financial Services Limited

Reference number: 809249

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Feel Financial Services Limited (FRN 809249) is an AR of The Right Mortgage Limited (FRN 649443). When you use Feel Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Feel Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01483 930390

  • Address

    32 London Road, Guildford, Surrey, GU1 2AB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01483 930390 is
  • Who else gives the postcode GU1 2AB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Covertree Financial Services Trading name
  • Covertree Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11129066
Company status
Active
Company type
Private limited company
Incorporated
2 January 2018 (8 years old)
Registered office
29 Turbine Way, Swaffham, Norfolk, PE37 7XD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Richard Cole Director May 1978 2 Jan 2018 None
Mark Christopher Dobner Director Sep 1972 2 Jan 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£12.7k

+17% from £10.8k

Employees (average)

2

Same as 2

Owed within a year

£40.2k

+48% from £27.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11129066. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Feel Financial Services’s history from the FCA register and Companies House, newest first.

Key events (11) All events (18)

2022

7 February 2022

  • Changed its registered name from "Covertree Ltd"

FCA register

2021

1 April 2021

  • Mark Dobner became a part-owner (25–50% of shares)
  • Timothy Cole became the majority owner (50–75% of shares)

Companies House

2018

29 August 2018

  • Mark Christopher Dobner stopped being a part-owner
  • Stavros George Panayiodou stopped being a part-owner
  • Timothy Richard Cole stopped being a part-owner

Companies House

16 May 2018

  • Became an appointed representative

FCA register

2 January 2018

  • Incorporated at Companies House
  • Mark Christopher Dobner became a part-owner (25–50% of shares)
  • Stavros George Panayiodou became a part-owner (25–50% of shares)
  • Timothy Richard Cole became a part-owner (25–50% of shares)

Companies House

In the full report: all 18 events

  • All 18 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms like Feel Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Guildford

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Feel Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Feel Financial Services Limited FCA authorised?
Feel Financial Services Limited (FRN 809249) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Feel Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Feel Financial Services Limited (FRN 809249) is an AR of The Right Mortgage Limited (FRN 649443). When you use Feel Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Feel Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Feel Financial Services’ phone number?
The FCA register lists the phone number 01483 930390 for Feel Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Feel Financial Services a scam or clone?
Feel Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Feel Financial Services?
Protection works through The Right Mortgage Limited, the principal firm responsible for Feel Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Feel Financial Services?
Companies House lists 2 people with significant control of Feel Financial Services: Mr Timothy Cole (50–75% of shares) and Mr Mark Dobner (25–50% of shares). Before that, it was controlled by Mr Stavros George Panayiodou, Mr Mark Christopher Dobner and Mr Timothy Richard Cole.
Who runs Feel Financial Services?
Companies House lists 2 directors of Feel Financial Services: Timothy Richard Cole and Mark Christopher Dobner.
How long has Feel Financial Services been in business?
The company was formed on 2 January 2018.
What do Feel Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £12.7k (+17% from £10.8k).
Does Feel Financial Services use any other names?
It trades as Covertree Financial Services. It has previously used the name Covertree Ltd.

Sources and links

The full report on Feel Financial Services Limited

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