Fernard Ltd
Reference number: 836729
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No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 10 July 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
sickholiday.com
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Last known phone number
01625 253020
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Last known address
113 Wilmslow Road, Handforth, Wilmslow, Cheshire, SK9 3ER, United Kingdom
In the full report: 3 background checks
- When sickholiday.com first appeared online, and whether it can receive email
- What kind of line 01625 253020 is
- Who else gives the postcode SK9 3ER
Other names (5)
If you were contacted under any of these names, it is this firm.
- justicefalcon.com Trading name: A name it trades under now.
- Sickholiday Trading name: A name it trades under now.
- sickric.com Trading name: A name it trades under now.
- Strattonrichards.com Trading name: A name it trades under now.
- sickbedbugs.com Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action
FCA action
- action
- 1
- most recent
- July 2026
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Permission varied or cancelled on 10 July 2026
Name: Fernard Ltd Reference Number: 836729 Type of action: Cancellation “The Authority has cancelled the permission and withdrawn the authorisation of Fernard Ltd (“the Firm”) of 113 Wilmslow Road, Handforth, Wilmslow, Cheshire, SK9 3ER (principal place of business address) and PO Box 4385, 09108448 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH (registered office address). The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates. The Authority’s action took effect on 10 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (“the Act”), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link: https://www.fca.org.uk/publication/decision-notices/fernard-ltd-2026.pdf As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act. ”
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- Company number
- 09108448 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 June 2014 (12 years old)
- Registered office
- 09108448 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Norbert Conroy | Director | Nov 1954 | 30 Jun 2014 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 4
- still active
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£212k
−39% from £350k
Cash at bank
£206
−99% from £19.9k
Employees (average)
3
−25% from 4
Owed within a year
£128k
−21% from £162k
Its next accounts are overdue at Companies House.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09108448. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fernard’s history from the FCA register and Companies House, newest first.
2026
10 July 2026
- FCA action: Permission varied or cancelled
- No longer regulated by the FCA
- Its FCA authorisation was revoked
FCA register
2020
27 April 2020
- Regulated by the FCA from this date
FCA register
2019
31 March 2019
- No longer regulated by the Claims Management Regulator
FCA register
2016
30 June 2016
- Richard Norbet Conroy took control (75–100% of shares)
Companies House
18 March 2016
- Regulated by the Claims Management Regulator from this date
FCA register
2014
30 June 2014
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (8 shown here)
- Every director appointment and resignation: 9
Firms connected to Fernard
Other FCA-listed firms that share a director, phone number or address with Fernard. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Fernard
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- All 23 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Fernard’s latest accounts show?
Has the FCA taken action against Fernard?
Does Fernard use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk