Ferndown Commercials Limited

Reference number: 671981

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ferndowncommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 01202 877345 is
  • Who else gives the postcode BH21 7RG
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 September 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Lesley Marie Flay Director Feb 1964 11 Sep 2002 None
Ian Flay Director Jun 1959 11 Sep 2002 None
Deborah Anne Langford Director Jan 1989 8 Dec 2022 None
Carol Louise Bond Director May 1986 8 Dec 2022 None
Lesley Marie Flay Secretary Not published 11 Sep 2002 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Full accountsAudited

Profit before tax

£305k

Not compared: the previous accounts cover a different length of time

Net assets

£1.46m

+6.7% from £1.36m

Cash at bank

£331

−100% from £304k

Owed within a year

£3.19m

−39% from £5.22m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04532104. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ferndown Commercials’s history from the FCA register and Companies House, newest first.

2016

11 September 2016

  • Ian Flay became a part-owner (25–50% of shares)
  • Lesley Marie Flay became a part-owner (25–50% of shares)

Companies House

2015

1 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

11 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Ferndown Commercials

Other firms of the same type (car leasing or hire), nearest first.

In Wimborne

In the Bournemouth (BH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ferndown Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Ferndown Commercials Limited FCA authorised?
Yes, Ferndown Commercials Limited (FRN 671981) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Ferndown Commercials’ phone number and website?
The FCA register lists the phone number 01202 877345 and the website ferndowncommercials.co.uk for Ferndown Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Ferndown Commercials a scam or clone?
Ferndown Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ferndown Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ferndown Commercials handles your money, so check the specific product before you commit. You can also refer complaints about Ferndown Commercials to the Financial Ombudsman Service, free of charge.
Who owns Ferndown Commercials?
Companies House lists 2 people with significant control of Ferndown Commercials: Mrs Lesley Marie Flay (25–50% of shares) and Mr Ian Flay (25–50% of shares).
Who runs Ferndown Commercials?
Companies House lists 4 directors of Ferndown Commercials: Lesley Marie Flay, Ian Flay, Deborah Anne Langford and Carol Louise Bond.
How long has Ferndown Commercials been in business?
The company was formed on 11 September 2002, and has held its current FCA authorisation since May 2015.
What do Ferndown Commercials’ latest accounts show?
Its latest accounts, to 31 May 2025, show profit before tax of £305k (not compared: the previous accounts cover a different length of time) and net assets of £1.46m (+6.7% from £1.36m).

Sources and links

The full report on Ferndown Commercials Limited

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