FFP Solutions Limited

Reference number: 624257

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ffp-solutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01745 530020 is
  • Who else gives the postcode LL17 0JE
Instant PDF download
Other names (5)

If you were contacted under any of these names, it is this firm.

  • FFP Trading name: A name it trades under now.
  • Jones & Redfern Financial Trading name: A name it trades under now.
  • Signature Mortgages Trading name: A name it trades under now.
  • www.commercialmortgagescompare.com Trading name: A name it trades under now.
  • Idris Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 March 2014 (12 years old)
Registered office
Irish Square, Upper Denbigh Road, St Asaph, Denbighshire, LL17 0RN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Thomas Lloyd Jones Director May 1975 25 Mar 2014 1 other company
Richard Martin Pape Director Feb 1974 14 Feb 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

£292k

+26% from £231k

Cash at bank

£339k

+9% from £311k

Employees (average)

9

Same as 9

Owed within a year

£222k

−2.4% from £228k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08958626. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FFP Solutions’s history from the FCA register and Companies House, newest first.

2022

8 July 2022

  • Gareth Gwynfor Jones stopped being a part-owner

Companies House

2021

29 March 2021

  • Richard Martin Pape became a part-owner (25–50% of shares)

Companies House

2018

8 February 2018

  • Paul Richard McPherson stopped being a part-owner

Companies House

2016

25 July 2016

  • Paul Richard McPherson became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Gareth Gwynfor Jones became a part-owner (25–50% of shares)
  • Richard Lloyd-Jones became a part-owner (25–50% of shares)

Companies House

2014

26 September 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

25 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (9 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to FFP Solutions

Other FCA-listed firms that share a director, phone number or address with FFP Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like FFP Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In St. Asaph

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FFP Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is FFP Solutions Limited FCA authorised?
Yes, FFP Solutions Limited (FRN 624257) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2014 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is FFP Solutions’ phone number and website?
The FCA register lists the phone number 01745 530020 and the website ffp-solutions.co.uk for FFP Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is FFP Solutions a scam or clone?
FFP Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FFP Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FFP Solutions to the Financial Ombudsman Service, free of charge.
Who owns FFP Solutions?
Companies House lists 2 people with significant control of FFP Solutions: Mr Richard Martin Pape (25–50% of shares) and Mr Richard Lloyd-Jones (25–50% of shares). Before that, it was controlled by Mr Gareth Gwynfor Jones and Mr Paul Richard McPherson.
Who runs FFP Solutions?
Companies House lists 2 directors of FFP Solutions: Richard Thomas Lloyd Jones and Richard Martin Pape.
How long has FFP Solutions been in business?
The company was formed on 25 March 2014, and has held its current FCA authorisation since September 2014.
What do FFP Solutions’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £292k (+26% from £231k) and cash at bank of £339k (+9% from £311k).
Does FFP Solutions use any other names?
It trades as FFP, Jones & Redfern Financial, Signature Mortgages and www.commercialmortgagescompare.com. It has previously used the name Idris Mortgages.

Sources and links

The full report on FFP Solutions Limited

£19.99 · Instant PDF download

Loading secure checkout…