Fi-Nest Ltd

Reference number: 680887

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fi-nest.co.uk first appeared online, and whether it can receive email
  • What kind of line 01590 670226 is
  • Who else gives the postcode SO41 0JD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • My Nest Trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Administering a regulated mortgage contract
  • Debt Administration
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07058082
Company status
Active
Company type
Private limited company
Incorporated
27 October 2009 (16 years old)
Registered office
Middle Barn North Efford Park, Milford Road, Lymington, Hampshire, SO41 0JD, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Management of real estate on a fee or contract basis (SIC 68320)
  • Combined office administrative service activities (SIC 82110)

Directors and company secretaries

Name Role Born Appointed Other companies
Hayley Colenutt Director Jul 1974 16 Apr 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£458k

No earlier figure to compare

Owed within a year

£119k

+8.3% from £110k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07058082. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fi-Nest’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

  • Hayley Colenutt took control (75–100% of shares)

Companies House

2015

22 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

27 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Fi-Nest

Other FCA-listed firms that share a director, phone number or address with Fi-Nest. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fi-Nest

Other firms of the same type (debt collector), nearest first.

In the Southampton (SO) postcode area

Hilton-Baird Collection Services LimitedSouthamptonAuthorised

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorisedBarclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorisedTranscom Worldwide (UK) LimitedLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fi-Nest

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fi-Nest Ltd FCA authorised?
Yes, Fi-Nest Ltd (FRN 680887) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Fi-Nest’s phone number and website?
The FCA register lists the phone number 01590 670226 and the website fi-nest.co.uk for Fi-Nest. If you were given different contact details, use these to check with the firm before going any further.
Is Fi-Nest a scam or clone?
Fi-Nest is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fi-Nest?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fi-Nest to the Financial Ombudsman Service, free of charge.
Who owns Fi-Nest?
Companies House lists one person with significant control of Fi-Nest: Miss Hayley Colenutt (75–100% of shares).
Who runs Fi-Nest?
Companies House lists one director of Fi-Nest: Hayley Colenutt.
How long has Fi-Nest been in business?
The company was formed on 27 October 2009, and has held its current FCA authorisation since December 2015.
What do Fi-Nest’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £458k (no earlier figure to compare).
Does Fi-Nest use any other names?
It trades as My Nest.

Sources and links

The full report on Fi-Nest Ltd

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