Fidelium Financial Planners Limited

Reference number: 1031260

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

PFM Associates Limited Reference number: 213724 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fidelium Financial Planners Limited (FRN 1031260) is an AR of PFM Associates Limited (FRN 213724). When you use Fidelium Financial Planners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fidelium Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fidelium.co.uk first appeared online, and whether it can receive email
  • What kind of line 01442 508111 is
  • Who else gives the postcode HP2 6HG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through PFM Associates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09548030
Company status
Active
Company type
Private limited company
Incorporated
17 April 2015 (11 years old)
Registered office
C/O Windsor House, Station Court Station Road, Great Shelford, Cambridge, CB22 5NE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Denise Brown Director Jun 1966 17 Apr 2015 5 other companies
Richard John Rhodes Director May 1968 3 May 2024 42 other companies
Rebecca Nkoane Director Aug 1974 31 Mar 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
46
closed down
17
are FCA-registered
9

In the full report: all 46 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Abridged accountsNot audited

Net assets

£609k

+101% from £303k

Cash at bank

£699k

+117% from £322k

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09548030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fidelium Financial Planners’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2025

1 April 2025

  • Became an appointed representative

FCA register

2021

26 November 2021

  • Fidelium Limited took control (75–100% of shares)
  • Sarah Denise Brown gave up control

Companies House

2016

1 July 2016

  • Sarah Denise Brown took control (75–100% of shares)

Companies House

2015

17 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Fidelium Financial Planners

Other FCA-listed firms that share a director, phone number or address with Fidelium Financial Planners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
5
past links
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (5)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Fidelium Financial Planners

Other firms of the same type (financial adviser), nearest first.

In Hemel Hempstead

B&N Financial Planning LimitedHemel HempsteadAppointed representativeBiggar Financial Planning LimitedHemel HempsteadAppointed representativeClements Estate Agents LimitedHemel HempsteadAppointed representativeOrion Financial Management LimitedHemel HempsteadAppointed representativeSeema RanchanHemel hempsteadAppointed representativeStuart McLarenHemel HempsteadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fidelium Financial Planners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 46 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 12 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fidelium Financial Planners Limited FCA authorised?
Fidelium Financial Planners Limited (FRN 1031260) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fidelium Financial Planners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fidelium Financial Planners Limited (FRN 1031260) is an AR of PFM Associates Limited (FRN 213724). When you use Fidelium Financial Planners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fidelium Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fidelium Financial Planners’ phone number and website?
The FCA register lists the phone number 01442 508111 and the website Fidelium.co.uk for Fidelium Financial Planners. If you were given different contact details, use these to check with the firm before going any further.
Is Fidelium Financial Planners a scam or clone?
Fidelium Financial Planners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fidelium Financial Planners?
Protection works through PFM Associates Limited, the principal firm responsible for Fidelium Financial Planners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fidelium Financial Planners?
Fidelium Financial Planners is owned by Fidelium Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 November 2021. Before that, it was controlled by Ms Sarah Denise Brown.
Who runs Fidelium Financial Planners?
Companies House lists 3 directors of Fidelium Financial Planners: Sarah Denise Brown, Richard John Rhodes and Rebecca Nkoane.
How long has Fidelium Financial Planners been in business?
The company was formed on 17 April 2015.
What do Fidelium Financial Planners’ latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of £609k (+101% from £303k) and cash at bank of £699k (+117% from £322k).

Sources and links

The full report on Fidelium Financial Planners Limited

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