Fidelius Ltd

Reference number: 188615

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fidelius.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 241 6500 is, and the 2 other firms that give it
  • Who else gives the postcode BA2 3GZ
Instant PDF download
Other names (16)

If you were contacted under any of these names, it is this firm.

  • Evolve Trading name
  • Fidelius Employee Benefits Trading name
  • Fidelius Group Trading name
  • Fidelius Medical Trading name
  • Fidelius Mortgages Trading name
  • Fidelius Wealth Management Trading name
  • LS Wealth Trading name
  • Fidelius Limited Former name
  • Azets Mortgages Former trading name
  • Care Planning Services Former trading name
  • Fidelius Corporate Solutions Former trading name
  • Fidelius deVere Former trading name
  • Fidelius deVere Mortgages Former trading name
  • Fidelius deVere Wealth Management Former trading name
  • Fidelius Financial Solutions Former trading name
  • Fidelius Personal Soloutions Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (20 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Arranging safeguarding and administration of assets
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Limits on what they may do

  • Removal of all current Passporting permissions
    The firm cannot exercise any passporting rights to provide financial advice, set up a base or run permitted activities in an EEA state.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03658809
Company status
Active
Company type
Private limited company
Incorporated
29 October 1998 (27 years old)
Registered office
No 1 Bath Quays, 1 Foundry Lane, Bath, BA2 3GZ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Timothy Fowler Director Oct 1978 31 Jul 2014 16 other companies
Richard John Armstrong Director Oct 1970 1 Jul 2016 15 other companies
Samantha Jane Hay Director Jul 1989 8 Jun 2020 5 other companies
Chris Phipson Director Sep 1991 17 Mar 2023 4 other companies
Steven Allan Skelding Director Nov 1972 4 Mar 2024 3 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
3
are FCA-registered
4

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 12 companies these 5 directors run together
  • All 21 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Turnover

£17.8m

No earlier figure to compare

Profit before tax

£142k

No earlier figure to compare

Net assets

£6.19m

No earlier figure to compare

Cash at bank

£526k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03658809. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fidelius’s history from the FCA register and Companies House, newest first.

Key events (8) All events (70)

2017

12 December 2017

  • FCA imposed a requirement (Removal of all current Passporting permissions)

FCA register

2016

6 April 2016

  • Fts Venus Ltd took control (75–100% of shares)

Companies House

2014

4 December 2014

  • Changed its registered name from "Fidelius Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

22 January 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1998

29 October 1998

  • Incorporated at Companies House

Companies House

In the full report: all 70 events

  • All 70 events in its history (8 shown here)
  • Every director appointment and resignation: 35
Instant PDF download

Firms connected to Fidelius

Other FCA-listed firms that share a director, phone number or address with Fidelius. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Fidelius

Other firms of the same type (lender), nearest first.

In Bath

Akira Financial LimitedBathAuthorisedBath Golf ClubBathAuthorisedSterling Capital Asset Finance LimitedBathAuthorisedHP Independent Traders LtdBathAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fidelius

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 70 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fidelius Ltd FCA authorised?
Yes, Fidelius Ltd (FRN 188615) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a lender. The FCA has placed a limit on what it may do.
What is Fidelius’ phone number and website?
The FCA register lists the phone number 0345 241 6500 and the website fidelius.co.uk for Fidelius. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Fidelius a scam or clone?
Fidelius is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fidelius?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fidelius to the Financial Ombudsman Service, free of charge.
Who owns Fidelius?
Fidelius is owned by Fts Venus Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Fidelius?
Companies House lists 5 directors of Fidelius: Ian Timothy Fowler, Richard John Armstrong, Samantha Jane Hay, Chris Phipson and Steven Allan Skelding.
How long has Fidelius been in business?
The company was formed on 29 October 1998, and has held its current FCA authorisation since December 2001.
What do Fidelius’ latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £17.8m (no earlier figure to compare) and profit before tax of £142k (no earlier figure to compare).
Does Fidelius use any other names?
It trades as Evolve, Fidelius Employee Benefits, Fidelius Group, Fidelius Medical and Fidelius Mortgages, and 2 more names. It has previously used 9 other names, including Fidelius Limited, Azets Mortgages and Care Planning Services.

Sources and links

The full report on Fidelius Ltd

£19.99 · Instant PDF download

Loading secure checkout…