Fiducia Wealth Management Limited

Reference number: 408210

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fiduciawealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 321045 is
  • Who else gives the postcode CO7 6AD
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03029164
Company status
Active
Company type
Private limited company
Incorporated
6 March 1995 (31 years old)
Registered office
Dedham Hall Business Centre, Brook Street, Dedham, Colchester, CO7 6AD
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
John Howard Millican Director Feb 1947 8 Mar 1995 10 other companies
Brian Charles Gant Director Sep 1946 7 Sep 2004 5 other companies
Gordon Kearney Director Feb 1979 1 Jan 2006 6 other companies
Susie Elizabeth Laws Director Jun 1985 10 Dec 2018 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
10
run together
5

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 4 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£250k

+30% from £192k

Cash at bank

£283k

+2.9% from £275k

Employees (average)

18

Same as 18

Owed within a year

£250k

+69% from £147k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03029164. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fiducia Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (11) All events (32)

2020

9 March 2020

  • Gordon Kearney became a part-owner (25–50% of shares)
  • Gordon Kearney stopped being a part-owner
  • John Howard Millican gave up control
  • Susie Elizabeth Laws became a part-owner (25–50% of shares)
  • Susie Elizabeth Laws stopped being a part-owner

Companies House

2016

6 April 2016

  • Fiducia Holdings (Dedham) Limited took control (75–100% of shares)
  • John Howard Millican took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

12 January 2005

  • Became authorised by the FCA

FCA register

2004

25 October 2004

  • Regulated by the Financial Services Authority from this date

FCA register

1995

6 March 1995

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (11 shown here)
  • Every director appointment and resignation: 18
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Firms like Fiducia Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Colchester

Affinia LimitedColchesterAuthorisedAjax Wealth Management LimitedColchesterAuthorisedArcaria Financial Solutions LtdColchesterAuthorisedAshworth Financial Planning LimitedColchesterAuthorisedBirkett Long IFA LLPColchesterAuthorisedBlue Square Financial LimitedColchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fiducia Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 32 events in its history

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Frequently asked questions about this firm

Is Fiducia Wealth Management Limited FCA authorised?
Yes, Fiducia Wealth Management Limited (FRN 408210) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Fiducia Wealth Management’s phone number and website?
The FCA register lists the phone number 01206 321045 and the website fiduciawealth.co.uk for Fiducia Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Fiducia Wealth Management a scam or clone?
Fiducia Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fiducia Wealth Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fiducia Wealth Management to the Financial Ombudsman Service, free of charge.
Who owns Fiducia Wealth Management?
Fiducia Wealth Management is owned by Fiducia Holdings (Dedham) Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Ms Susie Elizabeth Laws, Mr Gordon Kearney and Mr John Howard Millican.
Who runs Fiducia Wealth Management?
Companies House lists 4 directors of Fiducia Wealth Management: John Howard Millican, Brian Charles Gant, Gordon Kearney and Susie Elizabeth Laws.
How long has Fiducia Wealth Management been in business?
The company was formed on 6 March 1995, and has held its current FCA authorisation since January 2005.
What do Fiducia Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £250k (+30% from £192k) and cash at bank of £283k (+2.9% from £275k).

Sources and links

The full report on Fiducia Wealth Management Limited

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