Finamply Mortgages Limited
Reference number: 788603
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 December 2024
- 1 thing worth a closer look in the background checks
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Finamply Mortgages Limited (FRN 788603) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Finamply Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Finamply Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
1 The Links, Herne Bay, CT6 7GQ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When finamplymortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 034 1287 is
- Who else gives the postcode CT6 7GQ
Other names (3)
If you were contacted under any of these names, it is this firm.
- Miles & Barr Financial Services Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- Mortgage Advice 4 U Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10785015 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 May 2017 (9 years old)
- Registered office
- 1 The Links, Herne Bay, Kent, CT6 7GQ, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Somerset | Director | Oct 1982 | 9 Jul 2024 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£62.7k
−9.3% from £69.2k
Cash at bank
£458k
Up £436k from £22.7k
Employees (average)
31
Up 30 from 1
Owed within a year
£253k
+451% from £46.0k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10785015. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Finamply Mortgages’s history from the FCA register and Companies House, newest first.
2024
21 October 2024
- Finamply Holdings Limited took control (75–100% of shares)
- Miles And Barr Holdings Limited gave up control
Companies House
2023
5 July 2023
- Changed its registered name from "Mortgage Advice 4 U Ltd"
FCA register
2020
3 March 2020
- Miles And Barr Holdings Limited took control (75–100% of shares)
Companies House
2 January 2020
- Board replaced: its only director left and a new director took over
Companies House
2017
11 September 2017
- Became an appointed representative
FCA register
23 May 2017
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (7 shown here)
- Every director appointment and resignation: 15
Firms connected to Finamply Mortgages
Other FCA-listed firms that share a director, phone number or address with Finamply Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Finamply Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Herne Bay
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Finamply Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 26 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Finamply Mortgages Limited FCA authorised?
What does appointed representative mean for Finamply Mortgages?
What is Finamply Mortgages’ phone number and website?
Is Finamply Mortgages a scam or clone?
Is my money safe with Finamply Mortgages?
Who owns Finamply Mortgages?
Who runs Finamply Mortgages?
How long has Finamply Mortgages been in business?
What do Finamply Mortgages’ latest accounts show?
Does Finamply Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk