Finance Advice Centre (Ilkeston) Limited

Reference number: 805262

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finance Advice Centre (Ilkeston) Limited (FRN 805262) is an AR of Finance Advice Group Ltd (FRN 624517). When you use Finance Advice Centre (Ilkeston)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finance Advice Centre (Ilkeston), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0115 794 0247

  • Address

    The Old Police Station, Ilkeston, Derbyshire, DE7 5GF, England

In the full report: 2 background checks

  • What kind of line 0115 794 0247 is
  • Who else gives the postcode DE7 5GF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Finance Advice Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 March 2018 (8 years old)
Registered office
Old Police Station Wharncliffe Road, Ilkeston, Derbyshire, DE7 5GF, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Law Director Mar 1976 22 Mar 2018 3 other companies
David Smit Director Jul 1976 22 Mar 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£19.9k

−8.1% from £21.7k

Cash at bank

£28.7k

+15% from £24.8k

Employees (average)

4

Same as 4

Owed within a year

£23.1k

+6.8% from £21.7k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11270200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Advice Centre (Ilkeston)’s history from the FCA register and Companies House, newest first.

2018

28 March 2018

  • Became an appointed representative

FCA register

22 March 2018

  • Incorporated at Companies House
  • Daniel Law became a part-owner (25–50% of shares)
  • David Smit became a part-owner (25–50% of shares)
  • Daniel Law appointed as a director
  • David Smit appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Finance Advice Centre (Ilkeston)

Other FCA-listed firms that share a director, phone number or address with Finance Advice Centre (Ilkeston). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Finance Advice Centre (Ilkeston)

Other firms of the same type (credit broker), nearest first.

In Ilkeston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Advice Centre (Ilkeston)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Finance Advice Centre (Ilkeston) Limited FCA authorised?
Finance Advice Centre (Ilkeston) Limited (FRN 805262) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finance Advice Centre (Ilkeston)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finance Advice Centre (Ilkeston) Limited (FRN 805262) is an AR of Finance Advice Group Ltd (FRN 624517). When you use Finance Advice Centre (Ilkeston)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finance Advice Centre (Ilkeston), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finance Advice Centre (Ilkeston)’s phone number?
The FCA register lists the phone number 0115 794 0247 for Finance Advice Centre (Ilkeston). If you were given different contact details, use these to check with the firm before going any further.
Is Finance Advice Centre (Ilkeston) a scam or clone?
Finance Advice Centre (Ilkeston) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finance Advice Centre (Ilkeston)?
Protection works through Finance Advice Group Ltd, the principal firm responsible for Finance Advice Centre (Ilkeston)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finance Advice Centre (Ilkeston)?
Companies House lists 2 people with significant control of Finance Advice Centre (Ilkeston): Mr David Smit (25–50% of shares) and Mr Daniel Law (25–50% of shares).
Who runs Finance Advice Centre (Ilkeston)?
Companies House lists 2 directors of Finance Advice Centre (Ilkeston): Daniel Law and David Smit.
How long has Finance Advice Centre (Ilkeston) been in business?
The company was formed on 22 March 2018.
What do Finance Advice Centre (Ilkeston)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £19.9k (−8.1% from £21.7k) and cash at bank of £28.7k (+15% from £24.8k).

Sources and links

The full report on Finance Advice Centre (Ilkeston) Limited

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