Finance Bureau Ltd

Reference number: 1010721

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finance Bureau Ltd (FRN 1010721) is an AR of CFBUK Network Ltd (FRN 948648). When you use Finance Bureau's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finance Bureau, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07944 489625

  • Address

    Unit 13, Bourne Court, Unity Trading Estate, Southend Road, Woodford Green, Redbridge, IG8 8HD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07944 489625 is
  • Who else gives the postcode IG8 8HD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Loans Group Trading name: A name it trades under now.
  • The Loans Group Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through CFBUK Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 January 2024 (2 years old)
Registered office
13 Bourne Court, Suite 1,, Southend Road,, Woodford Green,, Essex, IG8 8HD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Zulfiqar Hussain Director Jul 1983 15 Jan 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

£574

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£3,578

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15411630. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Bureau’s history from the FCA register and Companies House, newest first.

2025

7 October 2025

  • Changed its registered name from "The Loans Group Limited"
  • Began trading as "The Loans Group"

FCA register

2024

9 March 2024

  • Became an appointed representative

FCA register

15 January 2024

  • Incorporated at Companies House
  • Zulfiqar Hussain took control (75–100% of shares)
  • Zulfiqar Hussain appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Finance Bureau

Other firms of the same type (credit broker), nearest first.

In Woodford Green

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Finance Bureau Ltd FCA authorised?
Finance Bureau Ltd (FRN 1010721) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finance Bureau?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finance Bureau Ltd (FRN 1010721) is an AR of CFBUK Network Ltd (FRN 948648). When you use Finance Bureau's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finance Bureau, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finance Bureau’s phone number?
The FCA register lists the phone number 07944 489625 for Finance Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Bureau a scam or clone?
Finance Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finance Bureau?
Protection works through CFBUK Network Ltd, the principal firm responsible for Finance Bureau's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finance Bureau?
Companies House lists one person with significant control of Finance Bureau: Mr Zulfiqar Hussain (75–100% of shares).
Who runs Finance Bureau?
Companies House lists one director of Finance Bureau: Zulfiqar Hussain.
How long has Finance Bureau been in business?
The company was formed on 15 January 2024.
What do Finance Bureau’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £574 (no earlier figure to compare).
Does Finance Bureau use any other names?
It trades as The Loans Group. It has previously used the name The Loans Group Limited.

Sources and links

The full report on Finance Bureau Ltd

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