Finance Delta Ltd

Reference number: 912378

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financedelta.com first appeared online, and whether it can receive email
  • What kind of line 020 7566 0044 is
  • Who else gives the postcode EC1R 3BU
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Other names (27)

If you were contacted under any of these names, it is this firm.

  • Air Financed Trading name
  • Basement Guarantee Trading name
  • Bridge Back Trading name
  • Deposit Release Bonds Trading name
  • Door Guarantee Trading name
  • Feesy Trading name
  • French Finance Trading name
  • Island Warranties Trading name
  • Italian Finance Trading name
  • Latent Defects Trading name
  • Law Loan Trading name
  • Long Loans Trading name
  • Plan Insure Trading name
  • Rent PC Trading name
  • Roof Guarantee Trading name
  • uLender Trading name
  • Wealthas Trading name
  • Window Guarantee Trading name
  • Blue Borrow Former trading name
  • Divorce Lend Former trading name
  • Gem Lend Former trading name
  • Green Lend Former trading name
  • Lil Loans Former trading name
  • Med Cov Former trading name
  • Pawn Back Former trading name
  • Remoed Former trading name
  • Supercar Saver Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 07418 353653
Fake email addresses (1)
  • support@deltafinance.ltd
Fake websites (1)
  • deltafinance.ltd
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08244313
Company status
Active
Company type
Private limited company
Incorporated
8 October 2012 (14 years old)
Registered office
105 Farringdon Road, London, EC1R 3BU, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Robert Bone Director Nov 1975 8 Oct 2012 13 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
4
still active
9

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£1,268

+3.1% from £1,230

Employees (average)

0

Same as 0

Owed within a year

£9

Up £9 from £0

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08244313. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Delta’s history from the FCA register and Companies House, newest first.

Key events (5) All events (48)

2025

28 October 2025

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2019

25 November 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

16 September 2016

  • Simon Robert Bone gained significant control

Companies House

2012

8 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Finance Delta

Other FCA-listed firms that share a director, phone number or address with Finance Delta. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Finance Delta

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorisedLegal & General Partnership Services LimitedLondonAuthorisedPrudential Distribution LimitedLondonAuthorisedQuilter Mortgage Planning LimitedLondonAuthorisedEnness LimitedLondonAuthorisedPivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Delta

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 48 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Finance Delta Ltd FCA authorised?
Yes, Finance Delta Ltd (FRN 912378) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Finance Delta’s phone number and website?
The FCA register lists the phone number 020 7566 0044 and the website financedelta.com for Finance Delta. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Delta a scam or clone?
Scammers have impersonated Finance Delta: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Finance Delta, shown on this page.
Is my money safe with Finance Delta?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Finance Delta to the Financial Ombudsman Service, free of charge.
Who owns Finance Delta?
Companies House lists one person with significant control of Finance Delta: Mr Simon Robert Bone (significant influence or control).
Who runs Finance Delta?
Companies House lists one director of Finance Delta: Simon Robert Bone.
How long has Finance Delta been in business?
The company was formed on 8 October 2012, and has held its current FCA authorisation since November 2019.
What do Finance Delta’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £1,268 (+3.1% from £1,230).
Does Finance Delta use any other names?
It trades as Air Financed, Basement Guarantee, Bridge Back, Deposit Release Bonds and Door Guarantee, and 13 more names. It has previously used 9 other names, including Blue Borrow, Divorce Lend and Gem Lend.

Sources and links

The full report on Finance Delta Ltd

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