Finance Investments Limited

Reference number: 306629

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When excelinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 250625 is
  • Who else gives the postcode NN1 5LP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Excel Insurance Trading name
  • Excel Insurance Services Trading name
  • Total Health Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • info@financeinvestmentslimited.org
Fake websites (1)
  • financeinvestmentslimited.org
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03043444
Company status
Active
Company type
Private limited company
Incorporated
7 April 1995 (31 years old)
Registered office
Suite 19f Mobbs Miller House, Ardington Road, Northampton, NN1 5LP, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Fitzhugh Director Aug 1968 1 Dec 1997 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£97.5k

No earlier figure to compare

Employees (average)

4

−20% from 5

Owed within a year

£231k

+12% from £205k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03043444. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Investments’s history from the FCA register and Companies House, newest first.

Key events (6) All events (22)

2024

8 November 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Craig Fitzhugh became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

7 April 1995

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Finance Investments

Other FCA-listed firms that share a director, phone number or address with Finance Investments. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Finance Investments

Other firms of the same type (insurance broker), nearest first.

In Northampton

Alliance Financial Consultancy LimitedNorthamptonAuthorisedAssist Insurance Services LimitedNorthamptonAuthorisedAstute Insurance Solutions LimitedNorthamptonAuthorisedCrixus (London) LtdNorthamptonAuthorisedFirst Point Insurance Management LimitedNorthamptonAuthorisedIndependent WarrantyNorthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Investments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Finance Investments Limited FCA authorised?
Yes, Finance Investments Limited (FRN 306629) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Finance Investments’ phone number and website?
The FCA register lists the phone number 01604 250625 and the website excelinsurance.co.uk for Finance Investments. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Investments a scam or clone?
Scammers have impersonated Finance Investments: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Finance Investments, shown on this page.
Is my money safe with Finance Investments?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Finance Investments to the Financial Ombudsman Service, free of charge.
Who owns Finance Investments?
Companies House lists one person with significant control of Finance Investments: Mr Craig Fitzhugh (50–75% of shares).
Who runs Finance Investments?
Companies House lists one director of Finance Investments: Craig Fitzhugh.
How long has Finance Investments been in business?
The company was formed on 7 April 1995, and has held its current FCA authorisation since January 2005.
What do Finance Investments’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £97.5k (no earlier figure to compare).
Does Finance Investments use any other names?
It trades as Excel Insurance and Excel Insurance Services. It has previously used the name Total Health.

Sources and links

The full report on Finance Investments Limited

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