Financial Compliance Limited

Reference number: 772721

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financialcompliance.co first appeared online, and whether it can receive email
  • What kind of line 01206 625530 is
  • Who else gives the postcode CO10 7LL
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Car Dealer Consumer Credit Trading name
  • www.cardealer-consumer-credit.co.uk Trading name
  • Ensured Compliance Former trading name
  • ensured-compliance.com Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • +1 365 297 7698
  • 020 3893 5110
Fake email addresses (1)
  • support@financialcompliance.info
Fake websites (1)
  • financialcompliance.info
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10005609
Company status
Active
Company type
Private limited company
Incorporated
15 February 2016 (10 years old)
Registered office
Unit 32 Middleton Hall Farm Middleton Hall Road, Middleton, Sudbury, Suffolk, CO10 7LL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen David Harris Director Jul 1971 15 Feb 2016 3 other companies
Clare Marie Harris Secretary Not published 15 Feb 2016 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£8,084

+71% from £4,731

Employees (average)

1

Same as 1

Owed within a year

£18.9k

−33% from £28.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10005609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Compliance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2024

29 October 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2017

1 June 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

22 August 2016

  • Clare Marie Harris became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Stephen David Harris became the majority owner (50–75% of shares)

Companies House

15 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Financial Compliance

Other firms of the same type (credit broker), nearest first.

In Sudbury

Scott PetersSudburyAuthorisedSimon Howlett & Benjamin HowlettSudburyAuthorisedVictor NashSudburyAuthorisedLeanne BailySudburyAppointed representativeNafets Fitness Management LtdSudburyAuthorisedBobby Pinto Coaching LtdSudburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Compliance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Financial Compliance Limited FCA authorised?
Yes, Financial Compliance Limited (FRN 772721) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Financial Compliance’s phone number and website?
The FCA register lists the phone number 01206 625530 and the website financialcompliance.co for Financial Compliance. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Compliance a scam or clone?
Scammers have impersonated Financial Compliance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Financial Compliance, shown on this page.
Is my money safe with Financial Compliance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Financial Compliance handles your money, so check the specific product before you commit. You can also refer complaints about Financial Compliance to the Financial Ombudsman Service, free of charge.
Who owns Financial Compliance?
Companies House lists 2 people with significant control of Financial Compliance: Mr Stephen David Harris (50–75% of shares) and Mrs Clare Marie Harris (25–50% of shares).
Who runs Financial Compliance?
Companies House lists one director of Financial Compliance: Stephen David Harris.
How long has Financial Compliance been in business?
The company was formed on 15 February 2016, and has held its current FCA authorisation since June 2017.
What do Financial Compliance’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £8,084 (+71% from £4,731).
Does Financial Compliance use any other names?
It trades as Car Dealer Consumer Credit and www.cardealer-consumer-credit.co.uk. It has previously used 2 other names: Ensured Compliance and ensured-compliance.com.

Sources and links

The full report on Financial Compliance Limited

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