Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Office 239, Chremma House, 14 London Road, Guildford, Surrey, GU1 2AG, United Kingdom
In the full report: 2 background checks
- What kind of line 01483 573249 is
- Who else gives the postcode GU1 2AG
Other names (1)
If you were contacted under any of these names, it is this firm.
- FCM Trading name: A name it trades under now.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (3)
- 020 3575 1118
- 023 9216 2000
- 07554 879083
Fake email addresses (4)
- conormurphy@finconsultmanagement.com
- info@acconsultsltd.com
- info@fcmlimited.com
- info@finconsultmanagement.com
Fake websites (3)
- acconsultsltd.com
- fcmlimited.com
- finconsultmanagement.com
The 2 FCA warnings these came from
- www.fcmlimited.com 6 June 2024
- Financial Consultants and Management Ltd / AC Financial Consulting Limited 4 June 2024
Scammers change these details often. Always check the live FCA warning.
Past FCA permissions and consumer protection
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Permissions on the FCA record
- Lend or arrange credit
Show FCA detail (1 permission)
- Debt-collecting
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05644733 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 December 2005 (20 years old)
- Registered office
- Wey Court West, Union Road, Farnham, Surrey, GU9 7PT
- Nature of business
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- Financial management (SIC 70221)
- Activities of collection agencies (SIC 82911)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Teresa Bass | Director | May 1967 | 26 Aug 2008 | None |
| Philip Cefai | Director | Nov 1964 | 30 Sep 2012 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£73.6k
+56% from £47.0k
Cash at bank
£120k
+76% from £68.4k
Employees (average)
1
Same as 1
Owed within a year
£157k
+16% from £136k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05644733. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Financial Consultants and Management’s history from the FCA register and Companies House, newest first.
2024
4 June 2024
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
6 April 2016
- Philip Cefai became the majority owner (50–75% of shares)
- Teresa Bass became a part-owner (25–50% of shares)
Companies House
7 March 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2005
5 December 2005
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like Financial Consultants and Management
Other firms of the same type (debt collector), nearest first.
In the Guildford (GU) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Financial Consultants and Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
Is Financial Consultants and Management Limited FCA authorised?
What is Financial Consultants and Management’s phone number?
Is Financial Consultants and Management a scam or clone?
Is my money safe with Financial Consultants and Management?
Who owns Financial Consultants and Management?
Who runs Financial Consultants and Management?
How long has Financial Consultants and Management been in business?
What do Financial Consultants and Management’s latest accounts show?
Does Financial Consultants and Management use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: www.fcmlimited.com fca.org.uk
- FCA warning: Financial Consultants and Management Ltd / AC Financial Consulting Limited fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk