Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Financial Gravity Limited (FRN 1014057) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Financial Gravity's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Financial Gravity, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Henwick House, Jennett Tree Lane, Callow End, Worcester, Worcestershire, WR2 4UB, United Kingdom
In the full report: 2 background checks
- What kind of line 07779 101129 is
- Who else gives the postcode WR2 4UB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15305837 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 November 2023 (2 years old)
- Registered office
- Henwick House Jennett Tree Lane, Callow End, Worcester, WR2 4UB, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas Ace | Director | Nov 1979 | 23 Nov 2023 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£700k
No earlier figure to compare
Cash at bank
£21.7k
No earlier figure to compare
Employees (average)
1
Up 1 from 0
Owed within a year
£297k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15305837. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Financial Gravity’s history from the FCA register and Companies House, newest first.
2024
14 August 2024
- Ffc Holdings Limited gave up control
- Nicholas Ace took control (75–100% of shares)
Companies House
17 June 2024
- Ffc Holdings Limited took control (75–100% of shares)
- Nicholas Ace stopped being a part-owner
Companies House
8 June 2024
- Became an appointed representative
FCA register
29 April 2024
- Oliver Cameron Jackson stopped being a part-owner
Companies House
2023
23 November 2023
- Incorporated at Companies House
- Nicholas Ace became a part-owner (25–50% of shares)
- Oliver Cameron Jackson became a part-owner (25–50% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (9 shown here)
- Every director appointment and resignation: 3
Firms like Financial Gravity
Other firms of the same type (financial adviser), nearest first.
In Worcester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Financial Gravity
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 12 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk