Financial Management Technology Services Limited

Reference number: 444539

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When q4.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 838 1414 is
  • Who else gives the postcode M33 6HE
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • q4 insure Trading name
  • Leadology Former trading name
  • ProtectNow.co.uk Former trading name
  • q4 money Former trading name
  • RapidCompare.co.uk Former trading name
  • uklifeinsurance.co.uk Former trading name
  • ukmedicalinsurance.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02101775
Company status
Active
Company type
Private limited company
Incorporated
20 February 1987 (39 years old)
Registered office
7 St Petersgate, Stockport, Cheshire, SK1 1EB
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Zoe Antoinette Bentley Director Apr 1976 1 Mar 2004 1 other company
Jonathan Christopher Bentley Director Jan 1978 1 Oct 2004 8 other companies
Jonathan Christopher Bentley Secretary Not published 26 Jan 2015 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
are FCA-registered
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£551k

+6.8% from £515k

Cash at bank

£224k

+545% from £34.7k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02101775. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Management Technology Services’s history from the FCA register and Companies House, newest first.

Key events (12) All events (34)

2020

5 April 2020

  • Jonathan Christopher Bentley stopped being a part-owner

Companies House

2019

6 April 2019

  • Jonathan Christopher Bentley became a part-owner (25–50% of shares)
  • Media Pass Digital Limited gave up control
  • Zoe Antoinette Bentley became a part-owner (25–50% of shares)

Companies House

5 April 2019

  • Media Pass Digital Limited took control (75–100% of shares)
  • Zoe Antoinette Bentley stopped being a part-owner

Companies House

2016

6 April 2016

  • Jonathan Christopher Bentley became a part-owner (25–50% of shares)
  • Zoe Antoinette Bentley became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

27 April 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1987

20 February 1987

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (12 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Financial Management Technology Services

Other FCA-listed firms that share a director, phone number or address with Financial Management Technology Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
4
share its postcode
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (4), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Financial Management Technology Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sale

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Management Technology Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 34 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Financial Management Technology Services Limited FCA authorised?
Yes, Financial Management Technology Services Limited (FRN 444539) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2006 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Financial Management Technology Services’ phone number and website?
The FCA register lists the phone number 0845 838 1414 and the website q4.co.uk for Financial Management Technology Services. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Management Technology Services a scam or clone?
Financial Management Technology Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Management Technology Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Management Technology Services to the Financial Ombudsman Service, free of charge.
Who owns Financial Management Technology Services?
Companies House lists 2 people with significant control of Financial Management Technology Services: Mr Jonathan Christopher Bentley (25–50% of shares) and Mrs Zoe Antoinette Bentley (25–50% of shares). Before that, it was controlled by Media Pass Digital Limited.
Who runs Financial Management Technology Services?
Companies House lists 2 directors of Financial Management Technology Services: Zoe Antoinette Bentley and Jonathan Christopher Bentley.
How long has Financial Management Technology Services been in business?
The company was formed on 20 February 1987, and has held its current FCA authorisation since April 2006.
What do Financial Management Technology Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £551k (+6.8% from £515k) and cash at bank of £224k (+545% from £34.7k).
Does Financial Management Technology Services use any other names?
It trades as q4 insure. It has previously used 6 other names, including Leadology, ProtectNow.co.uk and q4 money.

Sources and links

The full report on Financial Management Technology Services Limited

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