Financial Planning (Wells) Limited

Reference number: 164514

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

BROWN & BROWN INSURANCE BROKERS (UK) LIMITED Reference number: 745618 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Financial Planning (Wells) Limited (FRN 164514) introduces customers to BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). Any regulated advice or arranging is done by the principal, not Financial Planning (Wells).
  • Example: if Financial Planning (Wells) refers you to a financial adviser, the advice should come from the principal firm, not from Financial Planning (Wells) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01749 672883

  • Address

    10 Jocelyn Drive, Wells, Somerset, BA5 2EW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01749 672883 is, and the other firm that gives it
  • Who else gives the postcode BA5 2EW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Financial Planning (Wells) Limitedtd Former name
  • Financial Planning (Wells) Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Brown & Brown Insurance Brokers (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02013469
Company status
Active
Company type
Private limited company
Incorporated
24 April 1986 (40 years old)
Registered office
10 Jocelyn Drive, Wells, BA5 2EW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lynne Joy O'Malley-White Director Oct 1949 18 Jul 2017 2 other companies
Robert O'Malley-White Director Dec 1945 Not published 6 other companies
Lynne Joy O'Malley-White Secretary Not published 18 Jul 2017 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£9,590

+51% from £6,365

Employees (average)

2

Same as 2

Owed within a year

£10.3k

−8% from £11.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02013469. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Planning (Wells)’s history from the FCA register and Companies House, newest first.

2023

20 September 2023

  • Changed its registered name from "Financial Planning (Wells) Limitedtd"

FCA register

15 September 2023

  • Changed its registered name from "Financial Planning (Wells) Limited"

FCA register

11 August 2023

  • Changed its registered name from "Financial Planning (Wells) Ltd"

FCA register

2017

18 July 2017

  • Lynne Joy O'malley-white appointed as a director

Companies House

2016

30 June 2016

  • Robert O'Malley-White took control (75–100% of shares)

Companies House

1986

24 April 1986

  • Incorporated at Companies House
  • Became an introducer appointed representative

Companies House · FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Financial Planning (Wells)

Other FCA-listed firms that share a director, phone number or address with Financial Planning (Wells). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Financial Planning (Wells)

Other firms of the same type (insurance broker), nearest first.

In Wells

G K Heal, K S Brake & P J ChalkerWellsAppointed representativeMortgage & Financial Planning (Wells) LtdWellsAppointed representativeNurture Pet health LimitedWellsAppointed representativeCurtis Drew Brokers LtdWellsAuthorisedHealth Care ManagementWellsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Planning (Wells)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Financial Planning (Wells) Limited FCA authorised?
Financial Planning (Wells) Limited (FRN 164514) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Financial Planning (Wells)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Financial Planning (Wells) Limited (FRN 164514) introduces customers to BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). Any regulated advice or arranging is done by the principal, not Financial Planning (Wells). Example: if Financial Planning (Wells) refers you to a financial adviser, the advice should come from the principal firm, not from Financial Planning (Wells) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Financial Planning (Wells)’s phone number?
The FCA register lists the phone number 01749 672883 for Financial Planning (Wells). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Financial Planning (Wells) a scam or clone?
Financial Planning (Wells) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Planning (Wells)?
Protection works through Brown & Brown Insurance Brokers (UK) Limited, the principal firm responsible for Financial Planning (Wells)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Financial Planning (Wells)?
Companies House lists one person with significant control of Financial Planning (Wells): Mr Robert O'Malley-White (75–100% of shares).
Who runs Financial Planning (Wells)?
Companies House lists 2 directors of Financial Planning (Wells): Lynne Joy O'Malley-White and Robert O'Malley-White.
How long has Financial Planning (Wells) been in business?
The company was formed on 24 April 1986.
What do Financial Planning (Wells)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £9,590 (+51% from £6,365).
Does Financial Planning (Wells) use any other names?
It has previously used 2 other names: Financial Planning (Wells) Limitedtd and Financial Planning (Wells) Ltd.

Sources and links

The full report on Financial Planning (Wells) Limited

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