Financial Solutions (Southern) Ltd

Reference number: 923762

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When quotesdirect.org first appeared online, and whether it can receive email
  • What kind of line 07812 447553 is, and the other firm that gives it
  • Who else gives the postcode PO6 4DA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Quotes Direct Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11581268
Company status
Active
Company type
Private limited company
Incorporated
21 September 2018 (8 years old)
Registered office
179 Leominster Road, Portsmouth, PO6 4DA, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Munro Director Jul 1967 21 Sep 2018 None
Mandy Munro Secretary Not published 20 Aug 2019 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£7,540

+49% from £5,055

Employees (average)

3

+200% from 1

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11581268. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Solutions (Southern)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2020

1 June 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

21 September 2018

  • Incorporated at Companies House
  • Michael Munro took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Financial Solutions (Southern)

Other FCA-listed firms that share a director, phone number or address with Financial Solutions (Southern). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Financial Solutions (Southern)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Portsmouth

Assured Independent Financial Services LimitedPortsmouthAuthorisedBarnden Financial Services LtdPortsmouthAuthorisedBsmart Finance LtdPortsmouthAuthorisedEcho Mortgages LimitedPortsmouthAuthorisedMerlin Mortgage Management LimitedPortsmouthAuthorisedNigel Paul O'HaraPortsmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Solutions (Southern)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Financial Solutions (Southern) Ltd FCA authorised?
Yes, Financial Solutions (Southern) Ltd (FRN 923762) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Financial Solutions (Southern)’s phone number and website?
The FCA register lists the phone number 07812 447553 and the website quotesdirect.org for Financial Solutions (Southern). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Financial Solutions (Southern) a scam or clone?
Financial Solutions (Southern) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Solutions (Southern)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Solutions (Southern) to the Financial Ombudsman Service, free of charge.
Who owns Financial Solutions (Southern)?
Companies House lists one person with significant control of Financial Solutions (Southern): Mr Michael Munro (75–100% of shares).
Who runs Financial Solutions (Southern)?
Companies House lists one director of Financial Solutions (Southern): Michael Munro.
How long has Financial Solutions (Southern) been in business?
The company was formed on 21 September 2018, and has held its current FCA authorisation since June 2020.
What do Financial Solutions (Southern)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £7,540 (+49% from £5,055).
Does Financial Solutions (Southern) use any other names?
It trades as Quotes Direct.

Sources and links

The full report on Financial Solutions (Southern) Ltd

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