Finaways UK Ltd

Reference number: 1027619

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vanaways UK Limited Reference number: 940695 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finaways UK Ltd (FRN 1027619) is an AR of Vanaways UK Limited (FRN 940695). When you use Finaways UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finaways UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When finaways.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 428 7721 is
  • Who else gives the postcode BS20 0DD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Finaways Asset Finance Trading name
  • Finaways UK Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vanaways UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FINAWAYS UK LIMITED
Company number
16232251
Company status
Active
Company type
Private limited company
Incorporated
5 February 2025 (1 year old)
Registered office
68 Macrae Road, Pill, Bristol, BS20 0DD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Michael Carter Director Jul 1984 5 Feb 2025 3 other companies
Christopher Mark Jakeways Director Feb 1976 5 Feb 2025 3 other companies
Justin Dingley Director Apr 1992 24 Nov 2025 None
James Guy Wood Director Oct 1989 24 Nov 2025 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£19.2k

No earlier figure to compare

Cash at bank

£89.8k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£84.6k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16232251. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finaways UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2025

15 March 2025

  • Changed its registered name from "Finaways UK Limited"
  • Became an appointed representative

FCA register

5 February 2025

  • Incorporated at Companies House
  • Vanaways UK Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Finaways UK

Other FCA-listed firms that share a director, phone number or address with Finaways UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Finaways UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Finaways UK Ltd FCA authorised?
Finaways UK Ltd (FRN 1027619) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finaways UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finaways UK Ltd (FRN 1027619) is an AR of Vanaways UK Limited (FRN 940695). When you use Finaways UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finaways UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finaways UK’s phone number and website?
The FCA register lists the phone number 0117 428 7721 and the website finaways.co.uk for Finaways UK. If you were given different contact details, use these to check with the firm before going any further.
Is Finaways UK a scam or clone?
Finaways UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finaways UK?
Protection works through Vanaways UK Limited, the principal firm responsible for Finaways UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finaways UK?
Finaways UK is owned by Vanaways UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 February 2025.
Who runs Finaways UK?
Companies House lists 4 directors of Finaways UK: Adam Michael Carter, Christopher Mark Jakeways, Justin Dingley and James Guy Wood.
How long has Finaways UK been in business?
The company was formed on 5 February 2025.
What do Finaways UK’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £19.2k (no earlier figure to compare) and cash at bank of £89.8k (no earlier figure to compare).
Does Finaways UK use any other names?
It trades as Finaways Asset Finance. It has previously used the name Finaways UK Limited.

Sources and links

The full report on Finaways UK Ltd

£19.99 · Instant PDF download

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