Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 January 2025
- On its latest accounts it owed £3,928 more than it owned
Responsible principal firm
Innovative Risk Labs Ltd Reference number: 609155 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Finbury Services Limited (FRN 1043573) introduces customers to Innovative Risk Labs Ltd (FRN 609155). Any regulated advice or arranging is done by the principal, not Finbury Services.
- Example: if Finbury Services refers you to a financial adviser, the advice should come from the principal firm, not from Finbury Services itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Mulberry Farmhouse, Sandy Lane, Lower Failand, Bristol, North Somerset, BS8 3SQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07766 818773 is
- Who else gives the postcode BS8 3SQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Finbury Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Innovative Risk Labs Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15453811 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 January 2024 (2 years old)
- Registered office
- Mulberry Farmhouse Sandy Lane, Lower Failand, Bristol, BS8 3SQ, England
- Nature of business
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- Information technology consultancy activities (SIC 62020)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Edward Charles Luckyn Grimston | Director | Aug 1985 | 30 Jan 2024 | 5 other companies |
| Alexandra Sophie Grimston | Director | May 1988 | 14 Oct 2024 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
Filed accounts and finances
Net assets
−£3,928
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£10.5k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £3,928 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15453811. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Finbury Services’s history from the FCA register and Companies House, newest first.
2025
30 October 2025
- Became an introducer appointed representative
FCA register
2024
14 October 2024
- Alexandra Sophie Grimston became a part-owner (25–50% of shares)
Companies House
30 January 2024
- Incorporated at Companies House
- Edward Charles Luckyn Grimston became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Finbury Services
Other FCA-listed firms that share a director, phone number or address with Finbury Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Finbury Services
Other firms of the same type (insurance broker), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Finbury Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk