Finchley Safe Deposit Vault Ltd

Reference number: 483732

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8446 0777

  • Address

    32 Lodge Lane, London, N12 8JJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8446 0777 is
  • Who else gives the postcode N12 8JJ
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
06555468
Company status
Active
Company type
Private limited company
Incorporated
4 April 2008 (18 years old)
Registered office
32 Lodge Lane, North Finchley, London, N12 8JJ
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Rita Naik Director May 1963 4 Apr 2008 1 other company
Vikramkumar Mahendrabhai Naik Director May 1957 4 Apr 2008 1 other company
Rita Naik Secretary Not published 4 Apr 2008 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£2,029

Up £1,361 from £668

Employees (average)

5

Same as 5

Owed within a year

£97.4k

+1.2% from £96.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06555468. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finchley Safe Deposit Vault’s history from the FCA register and Companies House, newest first.

2017

4 April 2017

  • Vikramkumar Mahendrabhai Naik became a part-owner (25–50% of shares)

Companies House

2010

2 January 2010

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2008

4 June 2008

  • Registered with the FCA

FCA register

4 April 2008

  • Incorporated at Companies House
  • Rita Naik appointed as a director
  • Vikramkumar Mahendrabhai Naik appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Finchley Safe Deposit Vault

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Finchley Safe Deposit Vault Ltd FCA authorised?
Finchley Safe Deposit Vault Ltd (FRN 483732) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Finchley Safe Deposit Vault’s phone number?
The FCA register lists the phone number 020 8446 0777 for Finchley Safe Deposit Vault. If you were given different contact details, use these to check with the firm before going any further.
Is Finchley Safe Deposit Vault a scam or clone?
Finchley Safe Deposit Vault is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Finchley Safe Deposit Vault?
Money you hand to Finchley Safe Deposit Vault is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Finchley Safe Deposit Vault?
Companies House lists one person with significant control of Finchley Safe Deposit Vault: Mr Vikramkumar Mahendrabhai Naik (25–50% of shares).
Who runs Finchley Safe Deposit Vault?
Companies House lists 2 directors of Finchley Safe Deposit Vault: Rita Naik and Vikramkumar Mahendrabhai Naik.
How long has Finchley Safe Deposit Vault been in business?
The company was formed on 4 April 2008.
What do Finchley Safe Deposit Vault’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2,029 (up £1,361 from £668).

Sources and links

The full report on Finchley Safe Deposit Vault Ltd

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