Find Insurance NI Ltd

Reference number: 471896

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When findinsuranceni.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 7131 1171 is
  • Who else gives the postcode BT47 6AA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Find Insurance Trading name
  • Open + Direct Commercial Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI064828
Company status
Active
Company type
Private limited company
Incorporated
23 May 2007 (19 years old)
Registered office
10 Governors Place, Carrickfergus, Antrim, BT38 7BN, Northern Ireland
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Patrick Mullan Director Mar 1978 14 Jan 2013 None
Jacqueline Mcgirr Director Feb 1980 18 Apr 2024 1 other company
Wendy Close Director Apr 1972 10 May 2024 10 other companies
Julie Gibbons Director Aug 1972 10 May 2024 10 other companies
Justin Martin Hillen Director Dec 1977 10 May 2024 21 other companies
Justin Martin Hillen Secretary Not published 15 Apr 2025 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
still active
24
are FCA-registered
3

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register, including one no longer authorised
  • The 12 companies these 5 directors run together
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2023Full accountsAudited

Net assets

£2.38m

−11% from £2.68m

Cash at bank

£1.54m

−16% from £1.82m

Employees (average)

32

−3% from 33

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI064828. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Find Insurance NI’s history from the FCA register and Companies House, newest first.

Key events (13) All events (38)

2024

7 February 2024

  • Colin Mullan no longer has significant control

Companies House

2021

20 September 2021

  • Colin Mullan gained significant control
  • Elizabeth Mullan no longer has significant control
  • Seamus Mullan no longer has significant control

Companies House

2016

1 May 2016

  • Commercial Insurance Services Direct Ltd took control (75–100% of shares)
  • Elizabeth Mullan gained significant control
  • Seamus Mullan gained significant control

Companies House

28 February 2016

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 November 2013

  • Changed its registered name from "Open + Direct Commercial Ltd"

FCA register

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

16 October 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

23 May 2007

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (13 shown here)
  • Every director appointment and resignation: 21
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Firms connected to Find Insurance NI

Other FCA-listed firms that share a director, phone number or address with Find Insurance NI. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its postcode
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Find Insurance NI

Other firms of the same type (insurance broker), nearest first.

In Londonderry

Foyle Services LimitedLondonderryAuthorisedMichael BondLondonderryAuthorisedBrowne & DayLondonderryAppointed representativeHarrwood Insurance Brokers LimitedLondonderryAppointed representativeJ.C. Halliday & Sons CampsieLondonderryAppointed representativeRB Building Assessors LtdLondonderryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Find Insurance NI

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 38 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Find Insurance NI Ltd FCA authorised?
Yes, Find Insurance NI Ltd (FRN 471896) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2007 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Find Insurance NI’s phone number and website?
The FCA register lists the phone number 028 7131 1171 and the website findinsuranceni.co.uk for Find Insurance NI. If you were given different contact details, use these to check with the firm before going any further.
Is Find Insurance NI a scam or clone?
Find Insurance NI is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Find Insurance NI?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Find Insurance NI to the Financial Ombudsman Service, free of charge.
Who owns Find Insurance NI?
Find Insurance NI is owned by Commercial Insurance Services Direct Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 May 2016. Before that, it was controlled by Mr Colin Mullan, Mrs Elizabeth Mullan and Mr Seamus Mullan.
Who runs Find Insurance NI?
Companies House lists 5 directors of Find Insurance NI: Colin Patrick Mullan, Jacqueline McGirr, Wendy Close, Julie Gibbons and Justin Martin Hillen.
How long has Find Insurance NI been in business?
The company was formed on 23 May 2007, and has held its current FCA authorisation since October 2007.
What do Find Insurance NI’s latest accounts show?
Its latest accounts, to 30 April 2023, show net assets of £2.38m (−11% from £2.68m) and cash at bank of £1.54m (−16% from £1.82m).
Does Find Insurance NI use any other names?
It trades as Find Insurance. It has previously used the name Open + Direct Commercial Ltd.

Sources and links

The full report on Find Insurance NI Ltd

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