Finli (FLP) Ltd

Reference number: 586744

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When finli.co.uk first appeared online, and whether it can receive email
  • What kind of line 0151 329 2272 is
  • Who else gives the postcode CH63 1JF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Finli Trading name: A name it trades under now.
  • Milestone Financial Planning Limited Former name: A name it was registered under before.
  • Financial Life Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 July 2012 (14 years old)
Registered office
C/O Freeths Llp 3rd Floor, Northgate House, 450-500 Silbury Boulevard, Milton Keynes, MK9 2AD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Roger Braidford Director Sep 1966 1 Apr 2021 None
Darren William John Sharkey Director Jul 1970 8 Feb 2023 114 other companies
Andy Thompson Director Nov 1968 8 Feb 2023 18 other companies
Calum Mark Brewster Director Jun 1969 16 Oct 2026 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
114
closed down
55
went insolvent
7

In the full report: all 114 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 7 that went into liquidation or administration
  • The 22 on the FCA register, including 4 no longer authorised
  • The 21 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

17 months to 31 December 2022Small company accountsNot audited

Total equity

£142k

+363% from £30.7k

Cash at bank

£274k

+687% from £34.8k

Employees (average)

16

+433% from 3

Owed within a year

£215k

Up £211k from £4,216

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08130634. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finli (FLP)’s history from the FCA register and Companies House, newest first.

2024

31 July 2024

  • Changed its registered name from "Milestone Financial Planning Limited"

FCA register

2021

26 July 2021

  • Finli (Flp) Holdings Ltd took control (75–100% of shares)
  • Richard Phillip Knott gave up control

Companies House

2016

26 July 2016

  • Richard Phillip Knott took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

4 December 2012

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

4 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (8 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Finli (FLP)

Other FCA-listed firms that share a director, phone number or address with Finli (FLP). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
past link
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Finli (FLP)

Other firms of the same type (financial adviser), nearest first.

In Wirral

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finli (FLP)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 114 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 28 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Finli (FLP) Ltd FCA authorised?
Yes, Finli (FLP) Ltd (FRN 586744) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Finli (FLP)’s phone number and website?
The FCA register lists the phone number 0151 329 2272 and the website finli.co.uk for Finli (FLP). If you were given different contact details, use these to check with the firm before going any further.
Is Finli (FLP) a scam or clone?
Finli (FLP) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finli (FLP)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Finli (FLP) to the Financial Ombudsman Service, free of charge.
Who owns Finli (FLP)?
Finli (FLP) is owned by Finli (Flp) Holdings Ltd, which holds 75–100% of shares, since 26 July 2021. Before that, it was controlled by Mr Richard Phillip Knott.
Who runs Finli (FLP)?
Companies House lists 4 directors of Finli (FLP): Steven Roger Braidford, Darren William John Sharkey, Andy Thompson and Calum Mark Brewster.
How long has Finli (FLP) been in business?
The company was formed on 4 July 2012, and has held its current FCA authorisation since December 2012.
What do Finli (FLP)’s latest accounts show?
Its latest accounts, to 31 December 2022, show total equity of £142k (+363% from £30.7k) and cash at bank of £274k (+687% from £34.8k).
Does Finli (FLP) use any other names?
It trades as Finli. It has previously used 2 other names: Milestone Financial Planning Limited and Financial Life Planning.

Sources and links

The full report on Finli (FLP) Ltd

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